InsureMyTrip News

WARWICK, RI, December 30, 2008—Winter has officially begun, bringing with it paralyzing storms that will impact travelers everywhere from Michigan to Maine. Coincidentally, this most weather-challenged season is also our busiest travel time of year, so as you stock up on snow shovels, remember to also equip yourself with travel insurance to protect all your winter trips from the season’s harsh elements.

Travel insurance provides undeniable peace of mind protection, and very real personal and financial protection if things go wrong. “Not all policies are created equally however,” explains Jim Grace, President and CEO of InsureMyTrip.com.  “Coverage for weather-related trip cancellations and interruptions differs by insurance company and plan. InsureMyTrip’s Customer Care team can help you make sense of this information and choose the right travel insurance protection for your trip.”

InsureMyTrip’s Customer Care team is a knowledgeable force of licensed representatives well-versed in the complexities and nuances of travel insurance. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s Customer Care professionals can help.

To learn more about the protection plans that best suit your winter travel needs, call (800) 487-4722 to speak with a Customer Care representative or visit www.insuremytrip.com today.  InsureMyTrip.com’s dependable Customer Care team is available by phone and online seven days a week, Monday through Friday 7 AM to Midnight, Saturday 9 AM to 6 PM and Sunday 11 AM to 6 PM ET.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, December 11, 2008—Cruise fares are at their lowest since post-September 11, reports industry newsletter Cruise Week, prompting many consumers to pack their bags and head for the high seas.  Yet even low-cost trips can lose their bargain value if they’re not properly protected with travel insurance. Before you go, consider these travel insurance tips from InsureMyTrip.com:

• Plan ahead and protect your vacation before it begins.
• Buy your insurance within 7-21 days after making your first cruise deposit to ensure pre-existing medical conditions and Supplier Financial Default are covered.
• Carefully review plan details before purchasing. Make sure you’re selecting the right policy for you.
• Buy travel insurance from a third-party source. If you buy your cruise line’s insurance, most claims are settled with vouchers for future travel rather than a reimbursement of your trip cost. Additionally, should the cruise line become financially insolvent, typically their policy will not provide coverage to protect your investment.

Travel insurance is key to protecting all your cruise vacations from unexpected but very common events like a sudden illness, travel-related delays and interruptions, and unemployment. With the right coverage, you can protect your travel investments and earn real peace of mind.  To learn more, visit www.InsureMyTrip.com, the leading online travel insurance comparison site, or call 1-800-487-4722 and speak with a licensed, expert travel insurance representative.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, October 21, 2008—A recent survey from InsureMyTrip.com ranks three types of travel insurance as most valued by its consumers. Nearly 85% of those surveyed consider Trip Cancellation/Interruption insurance ‘very important’, more than 70% rated Medical Evacuation coverage as critical, and 50% deemed Financial Default pertinent and relevant to the current travel climate.

InsureMyTrip.com, the leading online travel insurance comparison site, features more than 100 insurance plans from all of the leading U.S. insurance companies. “The type of coverage a customer selects is often determined by the risk concerns they have,” explains Jim Grace, President and CEO of InsureMyTrip.com. “This survey both confirmed what we already know to be common consumer concerns and prioritizes them as well so we are as efficient and effective in serving their needs as possible.”

Trip Cancellation Package Policies offer the broadest and most comprehensive protection available — including coverage for trip cancellation, interruption, baggage, travel delay, and medical and emergency evacuation — and can be used for cruises, tours, flights, and vacation rentals. With the recent downturn of the global economy, travel consumers are facing greater challenges than ever before. Trip Cancellation insurance provides coverage for many of the trials impacting consumers today including sudden unemployment, natural disasters, and unexpected illness.

If you need to be medically transported due to a serious injury or illness while traveling, the costs can be staggering. Medical Evacuation coverage can be purchased as a stand alone policy or it is often included in other travel policies. It provides evacuation to the nearest appropriate care facility or, in some cases, to your hospital of choice depending on the company and plan.

In hard times, travel companies including tour operators, cruise lines and airlines also feel the squeeze. In fact, according to recent news reports, as many as 20 international airlines are currently on the brink of insolvency and struggling to continue operations. There is only one way to protect against travel suppliers going out of business and that’s with travel insurance. Most of the major U.S. travel insurers provide financial default/bankruptcy protection if you purchase your travel insurance plan within 7 to 21 days (varies by company and plan) of your initial trip deposit. Although some travel insurers will provide coverage for suppliers that have declared bankruptcy but continue to operate, once a company ceases operations it becomes a foreseen event and insurance can no longer be purchased. Additionally, it is always best to purchase your travel insurance protection from a third-party source. Typically, if you purchase travel insurance directly through a travel supplier such as an airline, cruise line, or tour operator, you cannot protect yourself should that travel supplier go bankrupt or become financially insolvent.

InsureMyTrip.com allows consumers to review, rate, compare, analyze and purchase travel insurance from twenty-three U.S. and Canadian travel insurance companies in a completely secure environment. To learn more about the protection plans that best suit your travel needs, visit InsureMyTrip.com online or call (800) 487-4722 to speak with one of our expert travel insurance professionals.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, October 6, 2008—A strategic new initiative from InsureMyTrip.com, the leading online travel insurance comparison site, allows consumers to check and monitor the A.M. Best Ratings of all the leading U.S. travel insurance companies. Best’s Ratings are recognized worldwide as the benchmark for assessing insurers’ financial strength.

Since its 2000 inception, InsureMyTrip.com has independently and continuously scrutinized the operating health and stability of each of its twenty-three featured companies, noting the Best’s Ratings in its comprehensive comparison grid. With InsureMyTrip’s user-friendly monitoring tool, consumers now can review this same information quickly and easily and make educated travel insurance decisions with confidence.

InsureMyTrip.com allows consumers to review, rate, compare, analyze and purchase travel insurance from all the leading U.S. travel insurance companies in a completely secure environment. To learn more about the protection plans that best suit your travel needs, visit InsureMyTrip.com online or call (800) 487-4722 to speak with one of our expert travel insurance professionals.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide. Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, September 23, 2008—For many, autumn traditionally marks the start of a new school year, and the beginning of the busy fall and winter travel seasons. Whether you’re planning a fall getaway, holiday visits home, or a winter ski adventure, the sure way to an easy ‘A’ is to always protect all of your journeys with travel insurance.

“Travel delays, trip interruptions and cancellations have become more of a rule than the exception these days,” explains Jim Grace, President and CEO of InsureMyTrip.com, the leading online travel insurance comparison site. “Fortunately, travel insurance offers an easy solution to this growing problem. The key is always to plan ahead and be prepared.”

Trip Cancellation Package Policies offer the broadest protection — including coverage for trip cancellation, interruption, baggage, travel delay, and medical and emergency evacuation — and can be used for cruises, tours, flights, and vacation rentals. “It’s not unusual to have your travel plans foiled by an unexpected illness or emergency. If you need to cancel or interrupt your trip, travel insurance will protect your financial investment so you don’t pay for a trip you can’t take.”

In addition, a delayed flight can strand a person for hours or even cause them to miss a connecting flight to a vacation cruise. “These events occur often and can wreak havoc on your itinerary not to mention your wallet,” says Grace. “Travel insurance provides reimbursement for hotel accommodations, meals, and transportation needs caused by covered delays and cancellations.”

InsureMyTrip.com’s expert team of insurance professionals can help you understand all of the available protection options and select the one that’s right for you. Call 800-487-4722 or visit us today at www.insuremytrip.com to protect all of your upcoming travels.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide. Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, August 26, 2008—Buying travel insurance can be complicated, but it doesn’t have to be. At InsureMyTrip.com, the leading online travel insurance comparison site, coverage is made simple with the company’s award-winning web site, and a world-class Customer Care Team providing a level of personal assistance rarely found in today’s consumer marketplace.

Providing access to expert Customer Care via phone, email and live online chat has been a cornerstone of the company’s success since launching in 2000. “From the outset,” says Jim Grace, President and Founder of InsureMyTrip, “we knew our innovative online services would be incomplete without traditional hands-on support from real people. Our Customer Care experts make the travel insurance buying experience easy, quick, and enjoyable.”

Headquartered in coastal Rhode Island, InsureMyTrip’s Customer Care team is a knowledgeable force of licensed representatives well-versed in the complexities and nuances of travel insurance. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s Customer Care professionals can help.

InsureMyTrip’s state-of-the-art Customer Care Center is also equipped with a modern Global Monitoring System (GMS) for continuous tracking of world events that may impact consumers’ travels.  The GMS works in real time so that the Customer Care representatives know of travel-related occurrences such as natural disasters, terrorist events, and transportation industry news, as they happen.

To learn more about the protection plans that best suit your travel needs, call (800) 487-4722 to speak with a Customer Care representative or visit www.insuremytrip.com today. Fully versed in all aspects of travel insurance, from up-to-the-minute coverage definitions to the fine print details, InsureMyTrip.com’s dependable Customer Care team is available by phone and online seven days a week, Monday through Friday 7 AM to Midnight, Saturday 9 AM to 6 PM and Sunday 11 AM to 6 PM ET.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, August 19, 2008 — September will mark the mid-point of the 2008 hurricane season, and as we all watch the developments of Tropical Storm Fay we’re reminded of the disruption these storms bring with them. Although we can’t predict the weather, we can help you plan for its impact.

“If you purchased travel insurance and your trip is impacted by Tropical Storm Fay, examine the policy or contact us to understand your options,” advises Jim Grace, President and CEO of InsureMyTrip.com, the leading online travel insurance comparison site. “There are several trip cancellation benefits that will protect your travel investment, depending on the plan you purchased.” Grace recommends checking your policy for these coverages:

• Cancellation due to Hurricane Warning: Some policies cover cancellation of your trip if your destination is under a NOAA-issued hurricane warning.
• Common Carrier Stops Service due to Weather: This benefit protects your investment when airlines and cruise lines stop travel to a destination due to severe weather.
• Destination made Uninhabitable: This covers you if a hurricane or other natural disaster hits your hotel or vacation rental property and it is no longer able to accept guests.
• Cancel For Any Reason: If you selected this option, available on select plans from several insurance carriers, you choose whether or not you want to cancel your trip.

“If you are contemplating future travel plans during hurricane season,” notes Grace, “consider the peace of mind and financial protection offered by travel insurance.” In addition to the trip cancellation provisions mentioned above, most plans also provide coverage if your primary residence becomes uninhabitable due to storm damage. Always plan ahead – travel insurance, like all insurance, is based on the occurrence of unforeseen events.

InsureMyTrip.com’s expert team of insurance professionals can help you understand all of the available protection options and select the one that’s right for you. Call us at 800-487-4722, or visit us today at www.insuremytrip.com to protect your travels.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, July 28, 2008—As the complexities of travel today continue to challenge and frustrate travelers, many are turning to travel insurance as a means of protection. InsureMyTrip.com, the leading online travel insurance comparison site, reports growing interest in Cancel For Any Reason coverage.

“Cancel For Any Reason puts you in control if your summer vacation, business trip, or family cruise is compromised,” explains Jim Grace, President and CEO of InsureMyTrip.com.  “Simply put, with Cancel For Any Reason you decide whether or not to cancel your trip.”

The combination of a struggling economy, skyrocketing fuel costs, and multiplying airline woes, has created a powerful triumvirate of problems that are impacting consumers in many different ways. Available from several insurance providers Cancel For Any Reason is an optional benefit that empowers travelers to cancel trips for any reason of their choosing including sudden unemployment, schedule conflicts, even bad weather, up to two days prior to departure. Cancel For Any Reason policies vary by company and must be purchased within 15 days of your initial trip deposit.

To learn more about Cancel For Any Reason and other travel insurance plans that put you in control of your travels, visit www.InsureMyTrip.com online or call (800) 487-4722 to speak with a licensed travel insurance expert. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s professional Customer Care representatives are waiting for your call.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, JULY 22, 2008—InsureMyTrip.com, the leading online travel insurance comparison site, reports that an overwhelming number of today’s consumers share a common concern: can you purchase travel insurance if you have a pre-existing medical condition?

“First and foremost, consumers need to know that Pre-existing Medical Condition Waivers are available on many of our comprehensive Trip Cancellation Package Policies,” explains Jim Grace, President and CEO of InsureMyTrip.com. “These policies offer a full complement of benefits including coverage for pre-existing medical conditions. Additionally, to fully take advantage of these waivers, you need to understand some of the purchase requirements and policy terms.” InsureMyTrip sheds light on this issue by answering these frequently asked questions:

Q. What is a Pre-existing Medical Condition?
A. It is a medical condition, injury, disease, or illness that occurred prior to and including the effective date of your insurance. This condition may apply to you, a traveling companion, family member, or business partner.
Q. What is a ‘look back’ period?
A. This is the number of days that the insurance company will ‘look back’ from the date the insurance was purchased to see if your claim is related to a pre-existing medical condition. The ‘look back’ period varies by company and plan and does not apply if you qualified for the Pre-existing Medical Condition Waiver offered by many plans.
Q. What is a Pre-existing Medical Condition Waiver?
A. Every policy has a pre-existing medical exclusion, meaning that coverage is not available for pre-existing medical conditions. A Pre-existing Medical Condition Waiver essentially deletes that exclusion and extends your policy to cover pre-existing condition-related risks.
Q. When is the best time to buy travel insurance to obtain a Pre-existing Medical Condition Waiver?
A. To be eligible for a Pre-Existing Medical Condition Waiver, the majority of travel insurance policies require that you purchase your policy within 7 to 21 days of your initial trip deposit and insure for the full amount of your non-refundable travel arrangements.

“Bottom line,” says Grace, “Pre-existing Medical Condition Waivers are a must-have if you have a recent history of health issues, from a heart condition to cancer or concerns about the health of a non-travelling family member.”  InsureMyTrip.com’s expert Customer Care representatives can help you navigate the complexities of this multi-faceted insurance, whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy.  Call (800) 487-4722 to speak with a licensed travel insurance professional, or visit www.InsureMyTrip.com to learn about protection plans that put you in control of your travels.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, June 11, 2008—Olympic athletes aren’t the only ones facing challenges at the Olympic Games in Beijing, China this summer. Spectators traveling to the Games in August may have a few trials of their own as well.  The obstacle course of travel delays, detours, and cancellations, public health issues, and the aftermath of a devastating earthquake in central China have made travel to Beijing a marathon event. The race can be won though with advance planning and preparation that includes travel insurance to protect against these types of risks.

“Headlines have been rife with reports of Beijing’s extreme air pollution levels, and travel notices are in effect for hand, foot and mouth disease, as well as avian flu,” says Jim Grace, President and CEO of InsureMyTrip.com, the leading online travel insurance comparison site. “Understandably, travelers heading to China this summer have many concerns for their health and well being while they’re abroad. Our customers want to know ‘Am I covered if I become ill or injured while I’m there?’ and ‘What kind of insurance provides the protection I need?’.”

“Travel medical insurance is a ‘must have’ for anyone spending time abroad because it provides coverage where many traditional healthcare plans leave off,” explains Grace. Many national healthcare plans provide limited coverage for their members when they travel outside the U.S. and some don’t provide any coverage at all. Additionally, most healthcare plans do not provide coverage for medical evacuation, which is very important for travelers to have in case of an unexpected injury or illness.

“It’s important to first check with your healthcare provider before venturing outside the U.S. to learn exactly how your policy will respond in the event of a medical emergency,” advises Grace.  “Even if you have some international coverage on your domestic health insurance policy, travel insurance should always be considered. Typically, if you have a medical emergency overseas, your U.S. health insurer is ill equipped to help which leaves you on your own.” Two types of policies offer the most comprehensive benefits for overseas travelers:

• Travel Medical: International travel medical insurance policies provide medical coverage for travel up to a year in length as well as coverage for medical evacuation.
• Medical Evacuation: This coverage can be purchased as a stand alone policy or it is often included in other travel policies. It provides evacuation to the nearest appropriate care facility or, in some cases, to your hospital of choice depending on the company and plan.

For those most concerned about risks to the financial investment side of their travels, you may want to consider Trip Cancellation Package Policies. These policies offer comprehensive coverage including travel medical and evacuation protection. One of the top reasons travelers purchase insurance is concern over losing the financial investment in a trip. For a fraction of your trip cost, Trip Cancellation insurance is a smart investment to make in case you unexpectedly need to cancel your trip, or travel delays or interruptions interfere with your itinerary.

• Trip Cancellation Package Polices: These policies are designed for travelers going on a single trip. Most offer trip cancellation, baggage, medical, dental, emergency evacuation, 24 hour traveler assistance, baggage delay, travel delay, and accidental death coverage.

InsureMyTrip.com allows consumers to review, rate, compare, analyze and purchase travel insurance from all the leading U.S. travel insurance companies in a completely secure environment.  To learn more about the protection plans that best suit your travel needs, visit www.InsureMyTrip.com online or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s professional Customer Care representatives are waiting for your call.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.