InsureMyTrip News

WARWICK, RI, June 9, 2008–Mother Nature is often at her worst during hurricane season, a six-month weather window which began June 1st and continues through the end of November.  This year looks to be no exception as NOAA predicts six to nine hurricanes, including several major ones of Category 3 or higher, for the 2008 Hurricane Season.  So if your plans include traveling to, or if you live in a hurricane-prone region, remember that travel insurance is a prudent investment that provides peace-of-mind protection against severe weather.

“The first step to protecting your travels during hurricane season is to always plan ahead,” advises Jim Grace, President and CEO of InsureMyTrip.com, the leading online travel insurance comparison site. Trip cancellation and interruption protection is based on the unexpected happening. So you want to purchase coverage before a tropical storm or hurricane is on the weather map.

“Equally as important, travelers should know that coverage for weather-related trip cancellations and interruptions differ significantly by company and plan,” continues Grace. The coverage spectrum includes:

• Weather Cancellation: when common carriers such as airlines and cruise lines stop travel to a particular destination due to weather
• Cancellation due to Hurricane Warning: cancellation of your trip if your destination is under a NOAA-issued hurricane warning
• Destination made Uninhabitable: if your hotel, resort, or vacation rental is devastated by a storm
• Primary Residence made Uninhabitable: your own home sustains destructive storm damage
• Cancel For Any Reason– an optional benefit that allows you to choose whether or not to cancel.

InsureMyTrip.com’s expert team of insurance professionals can help you understand all of the available protection options and select the one that’s right for you. Call us at 800. 487.4722, or visit us today at www.InsureMyTrip.com to protect your travels and get the best of Mother Nature.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, May 7, 2008—Despite a weakened economy, a challenging airline industry, and sky rocketing fuel prices, Americans aren’t giving up their summer vacation plans, travel industry experts observe; but they are scaling back.

Jim Grace, President and CEO of InsureMyTrip.com, the leading online travel insurance comparison site, agrees. “At InsureMyTrip.com, we are seeing noticeable changes in the trips our customers are taking. This time last year we provided critical insurance protection for a tremendous amount of vacations to the Caribbean, Europe, and elsewhere overseas. The summer of 2008 however, seems to be about vacationing closer to home.”

But whether you’re trading a villa in Tuscany for a beach house on Cape Cod, or an African safari for the wilds of Disney’s Animal Kingdom, one fact still holds true: “Travel insurance is the best way to protect all of your travels and trip investments during this challenging time,” says Grace. “While travel insurance can’t prevent things from going wrong, it can help ease your travel woes and get your journey back on track.”

The key is to plan ahead. Travel insurance, like all insurance, is predicated on the occurrence of unforeseen events. You need to purchase travel insurance before your trip for maximum coverage and peace of mind protection against the unexpected. “It only takes one bad travel experience for a person to understand that trip insurance is not a luxury, it’s a necessity,” explains Grace. “Travel insurance is your best defense against many of the most common risks affecting travel today.”

Trip Cost Protection: It happens all the time. Just before your family vacation, one of the kids gets sick, forcing you to cancel the fun-filled get-away. Travel insurance protects your financial investment so you don’t pay for a trip you cannot take.

Travel Delays/Missed Connections: A delayed flight can strand a person for hours or even cause them to miss a connecting flight to a vacation cruise. These events occur often and can wreak havoc on your itinerary not to mention your wallet for hotel accommodations, meals, and transportation caused by weather-related delays and cancellations.

Pre-existing Medical Conditions: If you, a traveling companion, family member, or business partner have a pre-existing medical condition (injury, disease or illness), trip insurance is a must. But plan ahead as the majority of travel insurance policies require that you purchase your policy within 7 to 21 days of your initial trip deposit to be eligible for pre-existing medical conditions coverage.

Hurricanes & Severe Weather: Mother Nature can be a powerful force to reckon with especially if you are traveling to earthquake, hurricane, or flood prone areas. Travel insurance provides coverage for weather-related trip cancellations, delays and interruptions as well as vacation rentals, resorts, and hotels made uninhabitable by weather.

Supplier Default: Most of the major U.S. travel insurers provide financial default/bankruptcy protection if you purchase your travel insurance plan within 7 to 21 days (varies by company and plan) of your initial trip deposit. Although some travel insurers will provide coverage for suppliers that have declared bankruptcy but continue to operate, once a company ceases operations it becomes a foreseen event and insurance can no longer be purchased.

Tour Operator Cancels: Travel insurance does not provide coverage if a tour operator cancels due to a lack of participants.  However, some insurance companies do offer a Cancel For Any Reason policy that allows you to cancel your trip for any reason you choose, up to two days prior to your departure.

Unemployment: Most travel insurance policies will cover an unexpected loss of employment. Plans vary by company but all specify coverage for lay-off of a full-time employee.

InsureMyTrip.com allows consumers to review, rate, compare, analyze and purchase travel insurance from all the leading U.S. travel insurance companies in a completely secure environment.  To learn more about the protection plans that best suit your vacation travel needs, visit www.InsureMyTrip.com on-line or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s professional Customer Care representatives are waiting for your call.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, April 14, 2008—A growing trend by students pursuing their academic studies in foreign countries is having a ripple effect on their parents as well, notes InsureMyTrip.com. The leading online provider of travel insurance reports the number of parents seeking peace of mind and travel insurance protection for their students overseas, is also on the rise.

“Travel insurance is a ‘must have’ for students spending time abroad because it provides coverage where many traditional healthcare plans leave off,” explains Jim Grace, President and CEO of InsureMyTrip.com. “To begin with, many national healthcare plans provide limited coverage for their members when they travel outside the U.S. and some don’t provide any coverage at all. Additionally, most healthcare plans do not provide coverage for medical evacuation, which is very important for students to carry in case of an unexpected injury or illness, not to mention very costly for parents should they need to shoulder the bill without such coverage.”

InsureMyTrip advises parents and students to check with their healthcare provider before venturing outside the U.S. to learn exactly how their policy will respond in the event of a medical emergency. If parents discover that they need additional coverage, InsureMyTrip recommends two types of policies that offer the most comprehensive benefits for students studying abroad:

Travel Medical: International travel medical insurance policies provide medical coverage for travel up to a year in length as well as coverage for medical evacuation.

Medical Evacuation: This coverage can be purchased as a stand alone policy or it is often included in other travel policies. It provides evacuation to the nearest appropriate care facility or, in some cases, to your hospital of choice depending on the company and plan.

“For a small fraction of the trip cost, travel insurance provides real protection to students overseas and priceless peace of mind to their parents at home,” says Grace. “As a parent and a traveler myself, I would not leave the country without it!” To learn more about the protection plans that best suit your travel investment needs, visit InsureMyTrip.com on-line or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s personable Customer Care representatives are waiting for your call.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

Important Tips for Surviving Airline Bankruptcies from InsureMyTrip.com

WARWICK, RI, April 8, 2008— The recent declarations of bankruptcy by Aloha, ATA, and Skybus Airlines have compounded the troubles plaguing today’s travel industry and have created enormous anxiety among travelers as well. Travel insurance which protects against such things as travel suppliers going bankrupt can ease consumers’ concerns and mitigate travel risks reports InsureMyTrip.com, the leading online provider of travel insurance.

“The financial prudence of purchasing insurance to protect all of your leisure and business trip investments could not be more apparent than in today’s troubled economic environment,” says Jim Grace, President and CEO of InsureMyTrip.com. “It only takes one bad travel experience for a person to understand that trip insurance is not a luxury, it’s a necessity,” explains Grace, “but it’s also extremely important to understand some of the fundamental facts and particulars of travel insurance.”

First and foremost, it is always best to purchase your travel insurance protection from a third-party source. Typically, if you purchase travel insurance directly through a travel supplier such as an airline, cruise line, or tour operator, you cannot protect yourself should that travel supplier go bankrupt or become financially insolvent. “There’s a great deal of confusion in this area,” says Grace. “I have seen several articles lately in which consumers were surprised to learn that the travel insurance policy they purchased directly through the airline did not provide any protective coverage when the airline declared bankruptcy and ceased operations.  Whether it’s a cruise line, tour operator, or airline, had the insurance been purchased from a third-party source originally, these travelers would have been covered.”

Timing is also important as travel insurance, like all insurance, is predicated on the occurrence of unforeseen events. Most of the major U.S. travel insurers provide financial default/bankruptcy protection if you purchase your travel insurance plan within 7 to 21 days (varies by company and plan) of your initial trip deposit. Although some travel insurers will provide coverage for suppliers that have declared bankruptcy but continue to operate, once a company ceases operations it becomes a foreseen event and insurance can no longer be purchased.

“The best thing that travel insurance consumers can do right now is to know their options,” advises Grace. InsureMyTrip.com allows consumers to review, rate, compare, analyze and purchase travel insurance from all the leading U.S. travel insurance companies in a completely secure environment.  To learn more about the protection plans that best suit your travel investment needs, visit www.insuremytrip.com on-line or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s professional Customer Care representatives are waiting for your call.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, March 11, 2008—Preparing to travel abroad can be complicated and time consuming, even more so if you are a foreign national planning a trip abroad. Many of these journeys require travelers to have foreign embassy-issued travel visas.  A requirement of most travel visas is proof of medical insurance to cover illness, injury and medical repatriation while overseas. InsureMyTravelVisa.com, a unique service from the leading online provider of travel insuranceInsureMyTrip.com, helps travelers purchase required travel medical insurance quickly, easily, and efficiently.

“InsureMyTravelVisa provides the necessary coverage and corresponding office requirements mandated by all major foreign embassies, including the 15 European Schengen countries,” explains Jim Grace, President and CEO of InsureMyTrip.com. “We developed this site to automate the entire process of selecting and purchasing the travel medical insurance necessary to secure a travel visa and then instantly processing this information directly and securely to the designated embassy.”

InsureMyTravelVisa is fast, efficient and easy to use:

• Obtain your travel medical quote online.
• Purchase your policy directly online. We will need your embassy name and fax number.
• You will immediately receive an email confirmation from us with your policy information.
• We then automatically fax the required coverage letter directly to the embassy or to a fax of your choice.
• The policy is then emailed to you with insurance ID cards.

To learn more about travel visa insurance requirements, visit www.insuremytravelvisa.com today.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented on-line travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, February 11, 2008—Today’s shifting and uncertain U.S. economy has many concerned travelers taking serious financial precautions. One such measure is to reduce general spending. According to a recent consumer spending survey from ChangeWave Research, a decline in spending growth was seen occurring across all income levels. Yet even as the federal government works to stabilize the economy with its impending stimulus package, people are continuing to travel in mass for both leisure and business, and now more than ever, they need to protect their travel investments.

“No one wants to lose money, so it is important to purchase travel insurance to protect trip investments,” points out Jim Grace, President and CEO of InsureMyTrip.com, “From the once-in-a-lifetime trip you’ve worked so hard for, to the career-making business trip; if you’ve paid for it, you want to be certain that nothing will cause you to lose that money.”

“Travel insurance protects many things that are not covered by credit cards, homeowner policies, and healthcare plans,” explains Grace.  “It’s important for consumers to know from the start what, if any, coverage they may already have, and then research and compare the coverages available with travel insurance.”

It’s also extremely important to know the facts and particulars of travel insurance such as when you need to purchase, what is covered, and how to select the best plan for your travel needs.  “At InsureMyTrip.com, we understand that for many people insurance is a complicated thing and getting expert advice is critical,” says Grace. Here are some reasons to consider travel insurance in potentially recessionary times:

1. Trip Cost Protection:  You paid good money for a fun-filled family vacation and all was fine until you had to cancel your trip.  Travel insurance protects your investment.
2. Financial Default/Bankruptcy Protection:  In hard times, travel companies including tour operators, cruise lines and airlines also feel the squeeze.  There is only one way to protect against travel suppliers going out of business and that’s with travel insurance.
3. Travel Delays/Missed Connections: These events occur often and can wreak havoc on your itinerary, not to mention your wallet. The added expenses of hotel accommodations, meals, and transportation caused by weather-related delays and cancellations can cost money that travelers have no way to anticipate.
4. Trip Interruption:  Emergencies big and small have a way of happening when you least expect them.  The cost of cutting your trip short to take care of problems can create a financial crisis of its own.
5. Illness or Injury: Getting sick or injured before you leave can cause you to abandon your trip plans; getting sick after you’ve left, or if you’re traveling abroad, can really hurt too. Some national healthcare programs provide limited, or in certain cases, no coverage at all once you travel outside the U.S.
6. Pre-existing Medical Conditions: If you, a traveling companion, family member, or business partner have a pre-existing medical condition (injury, disease or illness), trip insurance is a must. But plan ahead as the majority of travel insurance policies require that you purchase your policy within 7 to 21 days of your initial trip deposit to be eligible for pre-existing medical conditions coverage as well as financial default/bankruptcy protection.
7. Medical Expenses and Emergency Medical Evacuation: Finding yourself hospitalized in a foreign country may raise a host of concerns and costs if you require transport to a more appropriate medical facility or one of your own choosing.

To learn more about the protection plans that best suit your travel investment needs, visit InsureMyTrip.com on-line or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip’s personable Customer Care representatives are waiting for your call.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, January 28, 2008— Consumer demand for group  insurance is on the rise, reports InsureMyTrip.com, the nation’s leading online provider of travel insurance; a fact largely attributed to the rapidly growing trend toward group travel.

“From family reunions to school and mission trips, more people than ever are traveling as part of an organized group,” says Jim Grace, industry expert and President and CEO of InsureMyTrip. “Group coverage is one of the many cost-saving benefits of traveling in numbers.” If you are traveling with ten or more people to the same destination, you are eligible for group insurance coverage.

“When traveling as part of a group one thing is certain,” continues Grace, “as the numbers in your party increase, so too do the odds that your travels may be impacted in some fashion.  That’s when travel insurance is no longer just an option, it’s a necessity. “Trip Cancellation Package Policies and Travel Medical Insurance Policies offer comprehensive coverage and are most popular with many types of travel groups including:

• Wedding Groups
• Family Reunions
• Professional Association Meetings
• Business Incentive Events
• School Excursions
• Sporting & Athletic Events
• Religious/Church Pilgrimages

Launched in 2003, InsureMyGroup.com is the original travel insurance portal just for group travelers. InsureMyGroup.com provides both trip cancellation as well as travel medical plans, so group travelers can rate, compare, analyze and buy travel insurance all in a completely secure environment.  “We have a simplified quoting process,” explains Grace, “which captures only the basic information needed to obtain a quote, and allows groups to share their findings with one another via email. Once they are prepared to purchase, they can complete the transaction online for their entire group roster.”

To learn more about the protection plans that best suit your group travel needs, visit www.insuremygroup.com online or call (800) 691-9159 to speak with one of the company’s licensed travel insurance professionals.  “While many find InsureMyGroup’s do-it-yourself, web-based program invaluable,” says Grace, “thousands of customers are also calling on our expert team of insurance professionals to further assist them in all aspects of travel insurance, from coverage definitions to the fine print details.” Small groups and individual travelers can also compare and purchase travel insurance at www.insuremytrip.com or call (800) 487-4722 for personal assistance.

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About InsureMyTrip.com
Established in 2000, InsureMyTrip.com is the leading, consumer-oriented on-line travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs, all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.