InsureMyTrip News

WARWICK, RI, November 6, 2012—According to the Farmers’ Almanac long-term forecast, temperatures will be much colder this winter, from the East Coast westward to a line from the Dakotas to Texas, so be sure to bundle before you trundle home for the holidays.  Frigid temps any time are rarely popular, but during the busiest travel season of the year, they can only spell trouble. From icing planes and runways, to blinding blizzards and vicious winds, winter weather is truly a force to be reckoned with, so don’t take any chances. This holiday season, get travel insurance and protect your trip to Grandma’s.

“Travel insurance provides significant coverage for some of the most common travel risks including severe weather, delays and missed connections, sudden illness, and lost baggage,” says Jim Grace, President of InsureMyTrip.com. “Purchasing travel insurance protection is important but selecting the best policy to meet your needs and concerns is critical.” Whether you’re a first-time travel insurance consumer or a veteran customer, the following guidelines can help you through the choosing and buying process.

1. Know what you most want to protect: From your travel investment to your personal health, travel insurance can provide the coverage you need when you need it most.
2. Know what you have: Travel insurance protects many things that are not covered by credit cards, homeowner policies, and healthcare plans. Know what you have then research and compare the coverages available.
3. Buy sooner than later: Trip Cancellation Package Policies offer the broadest protection, including coverage for trip cancellation, interruption, baggage and travel delay, as well as medical and emergency evacuation. To receive the most benefit from the travel insurance policy including financial default protection and coverage for pre-existing medical conditions, the majority of the policies require that you purchase your policy within 10 to 30 days of your First Trip Payment.
4. Protect your baggage: Current data estimates that 30 million bags are mishandled each year as a result of airport congestion, reduced flight availability, and mounting baggage volumes. Remember to protect your bags during the busy travel season with a comprehensive Package Policy including coverage for baggage.
5. Take control of your travel: Travel insurance affords many options to help you manage your travels. “Cancel For Any Reason” is one such optional benefit that empowers travelers to cancel trips for any reason of their choosing including schedule conflicts,  bad weather, even a case of the flu. This coverage varies by company and must be purchased within 10-30 days of your First Trip Payment.

Wherever and whenever you are traveling, travel insurance is a prudent investment and your best defense against many of the most common travel risks. To learn more about the protection plans that can make all your holiday travels shiny and bright, visit www.insuremytrip.com or call (800) 487-4722 to speak with a licensed travel insurance representative. Whether you simply need one question answered or want step-by-step assistance selecting a travel insurance policy, InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

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About InsureMyTrip:
Established in 2000, InsureMyTrip is the leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, October 16, 2012—Despite a chilling start—Costa Concordia and norovirus outbreaks come to mind—cruise vacations in 2012 are climbing the popularity charts with travelers of all ages.  From river cruises to cuisine cruises to the more familiar Caribbean cruise, there’s no shortage of floating vacations to choose from. But whether you opt for spirited adventure on the high seas or restful and tranquil sailing, remember to protect your trip from things that go bump in the night with travel insurance.

“Statistically, cruises are considered one of the safest forms of travel, but oftentimes things can and do go wrong,” says Jim Grace, President and CEO of InsureMyTrip. “For protection against the unexpected, travel insurance is truly a traveler’s best friend.” Just like cruises and friends however, there are different kinds of insurance and choosing which one is right for you can be daunting. To clear up some of the mystery, InsureMyTrip investigated the top five travel insurance myths and compiled a list of best practices for protecting all your nautical vacations:

1. I Don’t Need It, Nothing Will Go Wrong: Though we hope never to use or need it, travel insurance can provide a tremendous amount of security and peace of mind for a small fraction of the cost of your trip. Travel insurance provides coverage for a wide-range of travel risks including:

• Trip cancellation (if you have to cancel)
• Trip interruption (if your travels are brought to an unexpected end while on your trip)
• Medical coverage (if you need emergency medical coverage or an augmentation of your current health benefits)
• Medical evacuation protection (air ambulance service)

2. All Insurance Plans Are the Same: There are hundreds of insurance policies to choose from and just like snowflakes, no two are exactly alike. The key is to compare, compare, compare. Shop around to get the best plan for your needs at the right price. InsureMyTrip.com offers side-by-side comparisons of policies and prices to help you make smart purchasing decisions quickly and easily.

3. There’s No Best Time to Buy Insurance: The early bird isn’t the only one rewarded for his timely action. To receive the most benefit from your travel insurance policy and be eligible for optional benefits like Cancel For Any Reason and Pre-Existing Medical Conditions, purchase your policy within 10 to 30 days of your First Trip Payment.

4. I Get All the Protection I Need with Insurance from the Cruise Line: Insurance from a third-party source is easy to buy but more importantly, it offers 1) greater choice of plans, 2) enhanced protection coverage, including Financial Default protection and Missed Connection benefits and 3) better reimbursement benefits that provide financial reimbursement for canceled trips rather than a cruise voucher or credit.

5. All of My Medical Needs Can Be Managed Onboard: It’s true that all cruise ships have fully equipped medical facilities and staff onboard to handle most emergencies, still, medical evacuations –transporting a passenger from the ship to a hospital on shore– occurs more often than we realize. The cost of a typical evacuation to the nearest, but not necessarily quality-care hospital, can quickly exceed the limited coverage offered by most cruise lines and leave you with a hefty balance to pay. Medical evacuation policies offering up to $2 million coverage can be purchased from InsureMyTrip as a stand alone policy or a benefit included in comprehensive travel policies. It provides evacuation to the nearest appropriate care facility or, in some cases, to your hospital of choice depending on the company and plan.

To learn more about the protection plans that best suit your cruise travel needs, visit www.insuremytrip.com online or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step assistance selecting a travel insurance policy, InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

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About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

A recent article from Kiplinger names the top 15 sites to save money on your travels. From vacation packages and hotels to currency converters and travel insurance, you’re bound to pick up some useful tips and helpful information.  InsureMyTrip.com is mentioned as a smart way to save money on travel insurance, due largely to two factors: 1) Our site allows you to compare policies from multiple companies, and purchase the level of coverage that’s right for you; and 2) If you’re caught up in an unexpected event that compromises your travel plans, you could end up spending additional money to resolve the issue if you don’t have a travel insurance policy.  In particular, the Kiplinger article points out that travel insurance bought through a cruise line or agency may not be a good deal even if it seems to be cheaper, because of markups, restrictions, and lower coverage levels than could be found through InsureMyTrip.

WARWICK, RI, September 19, 2012—When InsureMyTrip.com, the leading online travel insurance comparison site launched its revolutionary Ratings & Reviews (R&R) insurance feature last summer, it was the start of something big. With R&R in place, InsureMyTrip became the first-ever customer-integrated travel insurance buying platform on the web today. It was a notable advancement for InsureMyTrip and a major advantage for our customers. A year later, InsureMyTrip is celebrating another exciting milestone achievement: the 10,000th Ratings & Reviews customer entry.

“When we launched Ratings & Reviews a year ago, our goal was to create a trusted space for our customers to share and compare their travel insurance experiences,” explains Jim Grace, President and CEO of InsureMyTrip. “Ten thousand reviews later, R&R has become so much more; it is a community of travelers for travelers seeking and offering unbiased opinions and honest impressions of travel protection products.”

Ratings & Reviews provides a unique lens on the travel insurance marketplace not available on any other site by offering an exclusive space for travelers to have an open dialogue and information exchange with a community of protection-conscious peers like themselves.  “Now for example, traveler Christine from Des Moines, Iowa, and the author of the 10,000th R&R review can share what she thinks about the package policy she purchased for a recent trip to Peru. “Thanks to Christine and all the members of the R&R community, InsureMyTrip customers can count themselves among the most well-informed and confident travel insurance buyers in the world,” says Grace.

“Every one of the 9,999 entries leading up to this moment are responsible for building the foundation that makes R&R the incredible resource that it is and will continue to be,” explains Grace,  “but we’d be remiss if we didn’t honor the 10,000th milestone in a special way. To celebrate and say ‘thank you’ to Christine for her input and support of Ratings & Reviews, we’re sending her and a companion to the Ten Thousand Waves Japanese Spa & Resort in Santa Fe, New Mexico for a different kind of R&R,” jokes Grace.

“We’re delighted to be a part of this celebration event of 10,000 reviews,” adds Deborah Fleig, Director of Ten Thousand Waves Tours. “Much like the Ten Thousand Waves Japanese Spa & Resort, InsureMyTrip’s Ratings & Reviews feature is about helping others and creating a unique experience. We always recommend all of the travelers who join our Japanese Hot Springs Tours buy their insurance through InsureMyTrip.com —-as do we each time we venture away from Santa Fe.”

At InsureMyTrip.com you can also rate, compare, analyze and purchase travel insurance from all the leading U.S. travel insurance companies in a completely secure environment, or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step assistance selecting coverage that’s right for you, InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.
For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

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About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

About Ten Thousand Waves Spa & Resort:
Ten Thousand Waves is a unique mountain spa near Santa Fe, New Mexico that feels like a Japanese hot spring resort. We’re a beautiful day spa, but for a lucky few, we’re a great destination resort hotel. We’re ten minutes from downtown, only minutes to the Santa Fe National Forest, and the closest lodging to the Santa Fe Ski area.

WARWICK, RI, September 13, 2012—Following the recent attack on the U.S. Diplomatic mission in Benghazi, the Department of State is warning U.S. citizens against all travel to Libya. If you have plans to travel there or another ‘hot’ area in the future, now is the time to review the provisions of your travel protection policy.
InsureMyTrip.com, the leading online travel insurance comparison site, has experts standing by to review, interpret, and explain the benefits of coverage you’ve purchased from us or another company. “Having a policy in place is a great first step,” says Jim Grace, President and CEO of InsureMyTrip, “but knowing beyond a doubt that you have the right protection is critical.”
InsureMyTrip.com’s team of licensed and knowledgeable insurance representatives can help you understand what you have and/or if your policy provides all the benefits you need. “Not all travel insurance policies cover all events.  We want travelers to understand what they have purchased and what may be the best protection for their trip given recent events and their potential for impacting travel.”
To learn more about the protection plan you have, call (800) 487-4722 to speak with one of our licensed travel insurance professionals, or email us at customercare@insuremytrip.com. InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

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About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

The Wall Street Journal’s Wall Street Select site shares a press release from InsureMyTrip, detailing how travel insurance has changed since Hurricane Katrina.  An excerpt quotes InsureMyTrip’s President and CEO Jim Grace as saying:

“The 2005 hurricane season was a wake up call for the industry…Prior to that time, weather-related insurance for travelers was mostly limited to protection if your airline or cruise line ceased operating due to severe weather.  The damage and destruction brought on by the 2005 storms was a call to action for change, to work harder to protect people better.”

The full release can be found on Wall Street Select.

WARWICK, RI, August 30, 2012—When Deepak Chopra said “All great changes are preceded by chaos,” he could have been talking about hurricanes and travel insurance. The 2005 Atlantic hurricane season was the most active Atlantic hurricane season in recorded history with two Category 5 storms so devastating their names are instantly recognizable: Katrina and Wilma.

As a result, 2006 was a year of change for the travel insurance industry and InsureMyTrip.com. “The 2005 hurricane season was a wake up call for the industry,” explains Jim Grace, President and CEO of the online travel insurance comparison site, InsureMyTrip.com.  “Prior to that time, weather-related insurance for travelers was mostly limited to protection if your airline or cruise line ceased operating due to severe weather.  The damage and destruction brought on by the 2005 storms was a call to action for change, to work harder to protect people better.”

Since then, several new benefits have resulted creating insurance products that serve the practical needs of travelers impacted by hurricanes.

Cancellation due to Hurricane Warning: if your destination is under a NOAA-issued hurricane warning some plans recognize this as a covered reason for canceling the trip.

Destination made Uninhabitable: limited to just a few plans prior to 2005, this benefit which allows trip cancellation if your hotel, resort, or vacation rental is devastated by a storm, is a standard for most companies today.

Primary Residence made Uninhabitable: the wrath of Katrina reminded us it’s not just about being able to get where you’re going but also whether or not you’re able to leave if your own home sustains destructive damage.

Cancel For Any Reason: an optional benefit that supports ‘traveler’s choice’ allows you to decide whether or not to cancel your trip.

InsureMyTrip Hurricane Information Center:  Since 2006 InsureMyTrip has posted important information about hurricane coverage including how it works and when to buy it. Visit InsureMyTrip.com for up-to-date information and expert assistance.

To learn more about the protection plans that best suit your travel needs, visit www.insuremytrip.com online or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step assistance selecting a travel insurance policy, InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

#      #      #
About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

This comprehensive report by FOXBusiness explores what happens when you get sick overseas and the benefits of travel insurance for people traveling outside the U.S.

Check out Consumer Reports’ “Ask Our Experts” for information on travel insurance.

Leading Insurance Comparison Website Empowers Canadian Travellers

WARWICK, RI, June 26, 2012—To travel or not to travel? Often we don’t have a choice unless we’re willing to forfeit the trip investment, but for every Canadian who’s ever dreamt of having the final word on travel, that’s about to change.  Cancel for Any Reason travel protection is available now at InsureMyTrip.com, the leading online travel insurance comparison site worldwide.

Brand new to the Canadian travel market, Cancel for Any Reason is an optional benefit that empowers travellers to cancel trips for any reason of their choosing up to two days prior to departure. Simply put, with Cancel for Any Reason you decide whether or not to cancel your trip.

The combination of a challenged economy, skyrocketing fuel costs, and multiplying airline woes, has created a powerful triumvirate of problems that are impacting travellers in many different ways. Available from several InsureMyTrip.com insurance providers Cancel for Any Reason empowers travellers to cancel trips for any reason of their choosing including schedule conflicts, bad weather, or even a change of heart, up to two days prior to departure.

Cancel for Any Reason policies vary by company and must be purchased within 15-21 days of your initial trip deposit.

To learn more about the Cancel for Any Reason protection plans now available to Canadian travellers, visit www.insuremytrip.com online or call (800) 551-1337 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step assistance selecting a travel insurance policy, InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

#      #      #
About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.