HURRICANE SEASON 2012: WHAT’S IN A NAME? InsureMyTrip.com Explains the ‘Known Perils’ of Travel Insurance
WARWICK, RI, June 6, 2012—In a nutshell, travel insurance is protection against the unexpected bump in your travel plans, with unknown or unexpected being the operative word. Just like trying to buy homeowners insurance after the house is on fire, you can’t buy travel insurance for a trip that’s threatened by a tropical storm or hurricane that’s been publicly named by the National Weather Service. That storm is now a ‘known peril.’
“Trip cancellation and interruption protection, the most popular form of insurance coverage, is based on the occurrence of unforeseen events,” says Jim Grace, President and CEO of InsureMyTrip.com. “Once a storm has been publicly identified, it can only spell trouble for travelers without insurance protection. You need to purchase travel insurance coverage before a storm is predicted and named, not when it’s bearing down on you or your intended destination.”
The key is to plan ahead. Will you be traveling through or to a hurricane-prone region? Do you live in a hurricane zone where weather could prevent you from taking a trip to somewhere else? “Travel insurance provides undeniable peace of mind protection,” says Grace, “but more importantly when it comes to tropical storms and hurricanes, it is a fundamental necessity.”
Not all travel insurance policies are created equally. Coverage for weather-related trip cancellations and interruptions differs by insurance company and plan. The covered cancellation reasons can include:
- Cancellation due to Weather: when common carriers such as airlines and cruise lines cease service due to weather
- Cancellation due to Hurricane Warning: cancellation of your trip if your destination is under a NOAA-issued hurricane warning
- Destination made Uninhabitable: if your hotel, resort, or vacation rental is devastated by a storm
- Primary Residence made Uninhabitable: if your own home sustains destructive storm damage
- Cancel For Any Reason– an optional benefit that allows you to choose whether or not to cancel.
To learn more about the protection plans that best suit your travel needs, visit www.insuremytrip.com online or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step assistance selecting a travel insurance policy, InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.
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Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide. Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.