InsureMyTrip News

In a segment on CBS This Morning, Peter Greenberg discusses his best tips for understanding and using travel insurance.  As he points out in the interview, travel insurance is a particularly good idea for anyone who has a sizeable investment in their trip, or who is traveling with a restricted ticket or similar constraint.  However, coverage levels vary and will differ from person to person, depending on their needs.  Pricing of insurance policies will also vary based on the level of coverage that’s needed by the individual traveler, so there is no one-size-fits-all solution.

“My rule of thumb is, never buy the travel insurance from the travel provider themselves…You really want to do it through a third party.” – Peter Greenberg

WARWICK, RI, June 6, 2012—In a nutshell, travel insurance is protection against the unexpected bump in your travel plans, with unknown or unexpected being the operative word. Just like trying to buy homeowners insurance after the house is on fire, you can’t buy travel insurance for a trip that’s threatened by a tropical storm or hurricane that’s been publicly named by the National Weather Service. That storm is now a ‘known peril.’

“Trip cancellation and interruption protection, the most popular form of insurance coverage, is based on the occurrence of unforeseen events,” says Jim Grace, President and CEO of InsureMyTrip.com. “Once a storm has been publicly identified, it can only spell trouble for travelers without insurance protection. You need to purchase travel insurance coverage before a storm is predicted and named, not when it’s bearing down on you or your intended destination.”

The key is to plan ahead. Will you be traveling through or to a hurricane-prone region? Do you live in a hurricane zone where weather could prevent you from taking a trip to somewhere else? “Travel insurance provides undeniable peace of mind protection,” says Grace, “but more importantly when it comes to tropical storms and hurricanes, it is a fundamental necessity.”

Not all travel insurance policies are created equally. Coverage for weather-related trip cancellations and interruptions differs by insurance company and plan. The covered cancellation reasons can include:

• Cancellation due to Weather: when common carriers such as airlines and cruise lines cease service due to weather
• Cancellation due to Hurricane Warning: cancellation of your trip if your destination is under a NOAA-issued hurricane warning
• Destination made Uninhabitable: if your hotel, resort, or vacation rental is devastated by a storm
• Primary Residence made Uninhabitable: if your own home sustains destructive storm damage
• Cancel For Any Reason– an optional benefit that allows you to choose whether or not to cancel.

To learn more about the protection plans that best suit your travel needs, visit www.insuremytrip.com online or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step assistance selecting a travel insurance policy, InsureMyTrip’s expert Customer Care representatives are available to help seven days a week, 365 days a year.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

#      #      #
About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, May 29, 2012—Not that long ago, Canadian residents needing travel insurance coverage for a pre-existing medical condition had to jump through hoops and pay an additional premium to get it.  But that was then and this is now. Today, purchasing all inclusive trip cancellation insurance from InsureMyTrip.com is fast and easy.

Many comprehensive travel insurance policies offer a full complement of benefits including coverage for pre-existing medical conditions that may recur and compel a traveler to cancel their trip. Pre-existing Medical Condition Waivers are a must-have if you have a recent history of health issues, from a heart condition to cancer or concerns about the health of a non-traveling family member. In order to fully take advantage of these waivers however, it’s important to understand some of the purchase requirements and policy terms.

Q.What is a Pre-existing Medical Condition?
A.It is a medical condition, injury, disease, or illness that occurred prior to your date of departure. This condition may apply to you, a traveling companion, family member, or business partner.

Q.What is a ‘look back’ period?
A.This is the number of days that the insurance company will ‘look back’ from the date of your trip departure to see if your claim is related to a pre-existing medical condition.

Q.What is a Pre-existing Medical Condition Waiver?
A.Every insurance policy has a pre-existing medical exclusion, meaning that coverage is not available for pre-existing medical conditions. However, five of the All Inclusive Policies now offered through InsureMyTrip for Canadian travelers have a Pre-existing Medical Condition Waiver which essentially deletes that exclusion and extends your policy to cover pre-existing condition-related risks.

Q.When is the best time to buy travel insurance to obtain a Pre-existing Medical Condition Waiver?
A.To be eligible for a Pre-Existing Medical Condition Waiver, you need to purchase your policy within 15 to 21 days of your initial trip deposit and be medically able to travel, regardless of your pre-existing conditions, on the date the policy is purchased. Following these guidelines, pre-existing medical condition waivers become an automatic benefit under the terms of your policy with no additional fees and no separate paper work.

InsureMyTrip.com’s expert Customer Care representatives can help you navigate the complexities of this multi-faceted insurance, whether you simply need one question answered or want step-by-step guidance in selecting a travel insurance policy.  Representatives are available to help seven days a week, 365 days a year. Call (800) 551-1337 to speak with a licensed travel insurance professional, or visit www.insuremytrip.com to learn about protection plans that put you in control of your travels.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip) and take us with you wherever you go.

#      #      #
About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, May 14, 2012—InsureMyTrip.com, the leading online travel insurance comparison site and Meet, Plan, Go! (MPG), frontrunners in the North American career break movement, are joining forces to help long-term travelers assess and take care of all their travel insurance needs.

For more than a decade, InsureMyTrip.com has helped travelers of all kinds—from honeymooners and families to seniors and students—protect against increasing travel-related risks and gain peace of mind. “We’re an ever-expanding community of diverse travelers with wide-ranging insurance needs and interests,” explained Jim Grace, President and CEO of InsureMyTrip.com. “So we’re very excited to welcome MPG members into our growing family and help them with their own unique coverage concerns.”

The new multi-pronged partnership which names InsureMyTrip.com as the travel insurance agency of record for Meet, Plan, Go! and its members, includes a number of specialized features such as a dedicated customer service program that focuses on helping career breakers navigate their way through the insurance planning process and make informed decisions based on their particular coverage needs. Licensed insurance representatives trained in long-term travel insurance requisites are available daily to assist at 855-773-9375.

“We are very excited to be partnering with InsureMyTrip,” said Michaela Potter, co-founder of Meet, Plan, Go! “To my knowledge they are the first and only travel insurance company to focus on helping the North American career breaker.” Preparing for a career break or a lengthy leave of absence from work is different for everyone but safeguarding your journey with travel insurance is a must for anyone taking extended travels. “Oftentimes people planning a career break don’t understand the various types of insurance plans they need to consider, including cancellation, evacuation, and even major medical,” Potter explains. “InsureMyTrip understands the challenges involved with planning a career break and they know how to help.”

In addition to the dedicated customer service program InsureMyTrip also provides expert assistance to MPG members via the MPG website with up-to-date, detailed product information and free quotes.  In the coming months the travel protection experts will also be helping MPG members figure out the ‘whats, wheres, whens, and hows,’ of insurance with InsureMyTrip online instructional materials and live presentations at Meet, Plan, Go! premier events.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

#      #      #
About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

About Meet, Plan, Go!:
Meet, Plan, Go! is leading the career break movement in North America; encouraging and teaching others how to travel the world and have it be beneficial to their career. When someone is venturing on such a life changing adventure it’s important for them to have a support community that they can connect with, and Meet, Plan, Go! offers that through in person events, an online course & community, planning tools, and an inspirational blog. For more information visit www.meetplango.com.

WARWICK, RI, January 27, 2012— The Costa Concordia cruise ship disaster has many today doubting the safety of a shipboard vacation, but according to the Cruise Lines International Association, the world’s largest cruise line association, 16 million of us enjoyed sailing the world’s oceans last year. Statistically, cruises are considered one of the safest forms of travel but you can minimize vacation risks further with these trip protection tips from InsureMyTrip.com:

1. Compare, Compare, Compare: Shop around to get the best plan for your needs at the right price. InsureMyTrip.com offers side-by-side comparisons of policies and prices to help you make smart purchasing decisions quickly and easily.

2. Plan Ahead: To receive the most benefit from your travel insurance policy and be eligible for optional benefits like Cancel for Any Reason and Pre-existing Medical Conditions, purchase the policy within 7 to 15 days of your First Trip Payment.

3. Buy From a Third Party: Typically, if you purchase travel insurance directly through a travel supplier such as an airline, cruise line, or tour operator, you’re unprotected if that travel supplier goes bankrupt or becomes financially insolvent, so it’s always best to purchase your travel insurance protection from a third-party source.

4. Keep Your Receipts: In the event you ever have to file a claim, keep your receipts for everything from pre-paid non-refundable trip costs insured under your policy to doctor’s notes, as well as any receipts incurred from a travel delay such as meals, hotel accommodations, and transportation to/from the airport.

5. 24-hour Traveler Assistance: Providing a host of critical services from processing prescription refills to managing and monitoring itinerary changes, the 24-hour Traveler Assistance program is truly a traveler’s best friend. A value-added benefit included in all travel insurance plans, insured travelers can call the company-provided phone number collect from anywhere in the world and receive special assistance with a wide-range of travel, medical, business, and concierge needs.

6. Ask the Experts: InsureMyTrip.com’s licensed Customer Care representatives are standing by to help you with all of your travel insurance questions or concerns seven days a week, 365 days a year. Visit us at www.insuremytrip.com or call (800)-487-4722.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

#      #      #
About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.

WARWICK, RI, January 20, 2012— At InsureMyTrip.com, we are deeply saddened by the recent and tragic events aboard the Costa Concordia. We have reached out to our customers who have been affected, and we are also reaching out to the broader audience to share some information about the role of travel insurance in a disaster like this. View video here COSTA CONCORDIA VIDEO

Travel insurance is a safety net when trouble like this happens and InsureMyTrip offers a wide selection of quality insurance options, all with important benefits that can help travelers when they need it most.

Trip Cancellation Package Policies: are the most comprehensive plans available including coverage for trip interruption, travel medical, emergency medical evacuation, 24-hour assistance, and in the unfortunate case of a fatality, accidental death benefits as well.

Travel Medical: providing emergency medical coverage in the event of injury or illness, travel medical insurance policies are the most popular plans purchased by travelers going abroad. These plans also provide emergency medical evacuation coverage for transport to a proper care facility and can be purchased for travel up to a year in length.

Medical Evacuation: This coverage can be purchased as a stand alone policy or it may be included in comprehensive travel policies. It provides evacuation to the nearest appropriate care facility or, in some cases, to your hospital of choice depending on the company and plan.

InsureMyTrip.com’s Customer Care representatives are standing by to help you with all of your travel insurance questions or concerns seven days a week, 365 days a year. Visit us at www.insuremytrip.com or call (800)-487-4722 for assistance.

For all the latest in travel insurance information, connect with us on Facebook or follow us on Twitter (@insuremytrip).

#      #      #
About InsureMyTrip:
Established in 2000, InsureMyTrip is a leading online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip is a one-stop resource designed to meet travelers’ comprehensive insurance needs all in a secure environment. Enhancing the insurance buying experience, InsureMyTrip features a Customer Ratings & Reviews community forum for traveler feedback, discussion and information exchange. InsureMyTrip also specializes in providing custom retail and wholesale travel insurance solutions in the education and mission travel markets. InsureMyTrip is headquartered in Warwick, R.I., with additional offices and data centers in Connecticut and Oregon.