Q. Are the insurance companies on your site reliable?

A.

We're committed to providing our customers with travel insurance from reliable companies. Since our launch in 2000, InsureMyTrip.com has continuously scrutinized the operating health and stability of each company we represent. Our industry experience and customer commitment are at the core of who we are...

• Our company is led by travel industry veterans with 45 years of combined insurance experience.
• InsureMyTrip.com sits on the Board of Directors for the U.S. Travel Industry Association; we know the companies, we monitor changes as they happen.
• We're the oldest comparison seller of travel insurance online.
• We are insurance-licensed in all 50 U.S. states and 12 Canadian provinces.
• Our Customer Care team all are licensed insurance agents, assisting hundreds of customers personally each day.

Another tool we use is insurance company watchdog A.M Best, whose company ratings assess each business' financial strength. We display these ratings on our comparison grid, and summarize them below for all our insurance providers, to help you make a well-informed decision.

Provider	Underwriter	A.M.Best Rating	Effective Date
	BCS Insurance	A-	05.28.2008
	Jefferson Insurance Company	A	09.24.2007
	AMEX Assurance Company	A	08.21.2008
	Stonebridge Casualty Insurance Company	A-	06.18.2008
	United States Fire Insurance Company	A	06.25.2008
	Stonebridge Casualty Insurance Company	A-	06.18.2008
	National Union Fire Insurance of Pittsburgh	A	09.15.2008
	HM LIFE	A-	06.12.2008
	Stonebridge Casualty Insurance Company	A-	06.18.2008
	UNICARE Life & Health Insurance Company	A-	03.20.2008
	Sirius International Insurance Corporation	A	08.06.2007
	Old Republic Insurance Company	A+	06.24.2008
	Arch Insurance Group	A	08.02.2007
	Lloyds of London	A	07.11.2008
	American Bankers Insurance Company of Florida	A	06.24.2008
	American Security Insurance Company	A	06.24.2008
	Fairmont Specialty Group	B++	06.25.2008
	Lloyds of London	A	07.11.2008
	Nationwide Mutual Insurance Company	A+	03.11.2008
	Virginia Surety Company, Inc	A-	12.13.2007
	National Union Fire Insurance of Pittsburgh	A	09.15.2008
	Arch Insurance Group	A	08.02.2007
	Old Republic Insurance Company	A+	06.24.2008
	Stonebridge Casualty Insurance Company	A-	06.18.2008
	Nationwide Mutual Insurance Company	A+	03.11.2008
Provider	Underwriter	A.M.Best Rating	Effective Date

MedJetAssist and On Call International are membership programs and not rated by A.M. Best:

	MedjetAssist is a prepaid, air medical transportation membership program—not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.
	On Call International is a global medical and travel assistance company specializing in worldwide medical evacuations, repatriation and security services. On Call's products are membership programs and not travel insurance plans, and members receive customized medical, security, travel, concierge and insurance services.

Financial Strength Ratings A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.
Secure	Vulnerable
A++, A+ (Superior) A, A- (Excellent) B++, B+ (Good) B, B- (Fair)	C++, C+ (Marginal) C, C- (Weak) D (Poor)