Comments on: If the airline cancels flights due to Swine Flu

By: Chris

Chris — Fri, 05 Jun 2009 20:55:56 +0000

Another good question from Wayne. With traditional Package Plans, if you are quarantined during a layover you would be covered for reasonable additional expenses under your Trip Delay benefit, provided you are delayed for the
minimum number of hours as outlined in your policy. Many plans also have coverage under Trip Interruption for quarantine, so if this did happen you
would be covered for the additional transportation expenses to either return home or rejoin your trip.

As for frequent flier miles, I don’t believe there are many, if any, providers who would reimburse you for your frequent flier miles. But as long as you
insured the full cost of your trip, you would be covered for trip interruption/delay.

If you have questions about a specific plan you have
purchased, or are thinking of purchasing, definitely give us a call at 800-487-4722 and we will be glad to help you.

By: Wayne

Wayne — Sat, 23 May 2009 00:39:13 +0000

What if you have normal policy and are on a flight and are qurantined during a layover? How would that be covered?

Would you get new flights? What if you traveled using air miles???

Please answer if you have cancel for any reason and if you don’t.

By: becky

becky — Thu, 21 May 2009 21:00:27 +0000

Good question. As with all insurance, Trip Cancellation coverages have guidelines. Covered events are outlined in each policy, and if an airline decides not to fly into an area due to a medical emergency, that is generally excluded from trip cancellation protection. Coverage is provided for events such as a health issue or a death in the travelers’ family, a destination or home made uninhabitable due to a storm, or a terrorist incident that occurs in a city listed on your itinerary, just to name a few.
Many providers include specific exclusions to trip cancellation coverage if the loss results from travel arrangements that are canceled by an airline.

That’s why we mention Cancel For Any Reason as a possible alternative. As always, we encourage you to call our Customer Care if you’re unsure and we’ll help you understand how a particular coverage works and how different company plans compare.

By: Cheryl

Cheryl — Thu, 21 May 2009 14:30:42 +0000

I’m confused by this statement “they will not provide trip cancellation coverage if the airline refuses to fly into a Swine Flu area.” If the airline cancels flights, why would this not be covered under trip insurance? This is not the fault of the insured. This is not a CFAR issue.

By: Chris

Chris — Fri, 15 May 2009 19:14:19 +0000

Wow, you’ve obviously had a bad travel insurance experience! I don’t know if we can help, but watch for an email from InsureMyTrip – perhaps we can give some advice to help resolve whatever issue you’re having.