Travel provider strikes: does my travel insurance policy apply?May 25th, 2010
Savvy travelers are probably already aware of three new strike threats looming in the air travel industry. AirTran and American Airlines have both recently announced votes that will allow their union leaders to call strikes in the near future, while Spirit Airlines pilots are already on strike. These new announcements, following in the wake of the British Airways stoppages, are bound to give travelers a moment of pause.
Does travel insurance cover these events? We’ve discussed this scenario before (see Travel insurance when a provider goes on strike), and the basic answers are still the same. If you purchased your policy prior to the announcement of the strike, you’re likely covered. If you didn’t, then a standard policy will not cover you if your trip is disrupted by one of these strikes. For those who already have policies in place and missed the initial announcements, the dates of posting were May 18 for AirTran, May 19 for American Airlines, and May 11 for Spirit. These are the dates most companies will adhere to in determining coverage.
However, all is not lost. You may consider Cancel For Any Reason (CFAR) coverage if you’re planning to travel using one of these providers and you did not have a policy in place prior to the posting dates. We encourage you to contact our Customer Care representatives at 800-487-4722 to determine whether or not CFAR is the right option for your specific trip.