InsureMyTrip Blog

John, Customer Care Manager

We’re excited to announce a new Accidental Death & Dismemberment (AD&D) plan that is exclusive to our website: the Travel Accident Plan (TAP).  This plan has many features that traditional AD&D plans do not which include:

• Guaranteed coverage up to $1 million
• No salary requirements
• Can be purchased up until the day before departure
• No underwriting!

The plans are extremely affordable and also offer extra protection for medical evacuation, hazardous sports and activities, and war risk which can be purchased for an additional premium.

You can get a quote by clicking here or by calling 1-800-487-4722 to speak with one of our licensed customer service representatives.

(Note: Read more about AD&D in the post A peek inside Flight Accident Coverage.)

Peter, EVP

For many folks, purchasing a flight accident policy before they venture out on a trip provides tremendous peace of mind and is a very inexpensive investment. Did you know however, that flight accident protection is one of three coverage variations within the Accidental Death & Dismemberment (AD&D) coverage form? Indeed, the AD&D coverage form is composed of three distinct coverages:

24 Hour AD&D: This coverage provides protection from the moment that you depart on your trip to the moment that you return. This is the broadest protection that is available within the AD&D form as it provides 24 hour coverage.

Common Carrier AD&D: This coverage provides protection during your trip while you are a passenger on a common carrier either on land, sea or air or boarding/debarking any of these conveyances.

Flight Accident AD&D: This coverage provides protection during your trip while you are a passenger on a regularly scheduled airline or boarding/debarking the flight as well.

Many trip cancellation package plans and travel medical policies include some of these coverages within their offerings. You can also buy these on a stand alone basis. Currently we offer flight accident AD&D on a stand alone guaranteed issue basis and we are exploring a number of ideas to offer a broader selection of AD&D products as well. Check back soon for more information.

(Note: Read our post about our new Travel Accident Plan.)