InsureMyTrip Blog

Becky, Insurance Analyst

Imagine this.  You’ve finally departed for that two-week vacation you have been planning for months.  It’s two weeks away from work, and you are looking forward to some relaxation and some fun.  But then something unexpected happens.  On the plane ride you are seated near someone who is coughing, and obviously ill.  You arrive at your destination and learn you are being quarantined.  It could happen.  Just this week the State Department alerted Americans that China is imposing a seven-day quarantine on passengers arriving with a fever or flu-like symptoms in order to prevent the spread of swine flu.  (more…)

Becky, Insurance Analyst

If you’re like many travelers concerned with Swine Flu (or the H1N1 virus), you have been keeping close attention to any and all news relating to the Swine Flu outbreak.  So you have heard that the World Health Organization has raised Swine Flu to a level 6 alert, meaning H1N1 is officially a pandemic.  Just what exactly does this mean with regards to your travel insurance? Well that depends on the the travel insurance provider that you have purchased a plan through.  The majority of providers on our site make no exclusions for pandemics, so the coverages remain intact, and the fact that Swine Flu is now a pandemic should not be of any concern to you if you purchased one of these provider’s plans.

(more…)

Alexia and Becky, Insurance Analysts

At this point travelers have found that their basic travel insurance plans will not cover canceling a trip due to fear of contracting swine flu.  The only way that someone can cancel their trip because they simply don’t want to travel right now is if they have a plan with Cancel For Any Reason coverage.

Cancel For Any Reason comes included in some plans, and is offered as an optional add on with other plans.  It costs more to get a plan with Cancel For Any Reason coverage, so you should decide if the higher cost will be worth it for you.  Travelers who have plans with Cancel For Any Reason coverage can decide not to travel and receive a percentage of their non-refundable trip cost back.  Make sure you check out all plans with Cancel For Any Reason, because the percentage of your trip cost that you will get back varies from 50% up to 100%.

(more…)

Becky, Insurance Analyst

Many travelers are concerned about Swine Flu and its impact on scheduled trips. You can find much information about what your travel insurance policy will and will not cover in the previous blog post.

We are getting a lot of calls today from people who are concerned that the airlines might cancel their flights because of the Swine Flu outbreak.

Unfortunately, the consensus so far among the travel insurance providers is that they will not provide trip cancellation coverage if the airline refuses to fly into a Swine Flu area.

(more…)

May 1Update: See our new Influenze H1N1 (Swine Flu) Information Page