Additional coverage
BizPack coverage
The following covered reasons are included:

Place of work unsuitable for business
The place where you work is unsuitable for business because of a natural disaster, fire, flood, burglary or vandalism, and you're required to work as a result.

Work obligation
You or a traveling companion are required to work during the time you're scheduled to travel.

Specific requirement
You didn't know you'd be required to work when you purchased your plan.
Merger or acquisition
You're required to work during the time you're scheduled to travel because your employer is merging with another company or being acquired.

Specific requirements (all must apply)
You're directly involved in the merger or acquisition.
You didn't know you'd be required to work when you purchased your plan.