Preferred

OPTIONAL Cancel For Any Reason Benefit
(Coverage Only Applies If Purchased )
If You cancel Your Trip for any reason not otherwise covered by this policy, We will reimburse You for the percentage of the unused non-refundable prepaid expenses for Travel Arrangements You paid for Your Trip as shown in the Cancellation Penalty Schedule shown below, provided:

1. Your payment for this plan is received within 15 days of Your initial deposit/payment for Your Trip; and

2. You insure 100% of all prepaid Travel Arrangements that are subject to cancellation penalties or restrictions by the Travel Supplier; and

3. You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

Cancellation Penalty Schedule 

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	85% of Penalty Amount
Over 50% of Trip Cost	75% of Penalty Amount