Platinum (Cruise, Tour & Travel)

Pre-Existing Conditions Waiver

Pre-Existing Medical Condition Exclusion Waiver
The Insurer will waive the pre-existing medical condition exclusion up to a maximum of the first $50,000 of Trip Cost per person if the following conditions are met:
1. This plan is purchased within 15 days of making the Initial Trip Payment;
2. The amount of coverage purchased equals all prepaid nonrefundable payments or deposits applicable to the Trip at the time of purchase, and the cost of any subsequent arrangement(s) added to the same Trip are insured within 15 days of the date of payment or deposit for any subsequent Trip arrangement(s);
3. All Insured's are medically able to travel when plan cost is paid.