First Class

Pre-Existing  Condition  means an illness, disease, or other condition during the (60) day period prior immediately prior to the Effective Date for which the Insured, Traveling Companion, Family Member booked to travel with the Insured:  1) exhibited symptoms which would have caused one to seek care or treatment; or 2) received or received a recommendation for a test, examination, or medical treatment or 3) took or received a prescription for drugs or medicine.  Item (3) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription through the 60 day period before the Effective Date.

The Pre-Existing Conditions exclusion is waived for You if the Insured (a) enrolls You in this Policy at the time he/she pays the deposit required for his/her Trip (or within 21 days of the initial deposit); (b) purchases the Policy for the full cost of their Trip; and (c) is medically able to travel at the time the premium is paid.