Travelex Flight Only
IMPORTANT
Certain capitalized words are defined
terms within this document.
INDIVIDUAL COVERAGE PERIOD
"Effective Date" is 12:01 a.m. on the Insured's trip Scheduled Departure Date
or 12:01 a.m. following: i) the Postmark of Your enrollment form; ii) the date You phone in the enrollment; iii) the date Your enrollment form is received by
facsimile or iv) the date You submit the enrollment via the internet, whichever is later, provided that in all cases the proper plan cost has been paid.
All Other Coverages begin at 12:01 a.m. on Your Scheduled Departure Date of the Covered Trip or Your Effective Date, whichever is later, and
end at the point and time of return, on or before Your Scheduled Return Date of the Covered Trip.
Extension of Coverage:
If the duration of Your
Covered Trip is prolonged and not completed during the policy period because of the delay (beyond the control of any person insured hereunder) of the means of
transport by which You are traveling or are due to travel provided that such transportation was due to arrive at Your destination within the policy period and
provided that the Covered Trip is completed with reasonable dispatch, the insurance is extended automatically beyond the expiration date without additional
premium for a period of 72 hours. Should You be Hospitalized, coverage will be automatically extended for the period of the Hospital confinement and, in
addition, 5 days after release for both You and one insured Traveling Companion.
FLIGHT ACCIDENT PLAN
You are covered for the amount
purchased for accidental death, dismemberment or loss of sight as the result of an accident while a passenger on:
a) a regularly scheduled airline flight
or regularly scheduled charter operated: (i) in scheduled air transportation pursuant to economic authority issued by the Department of Transport; (ii) by an
intrastate scheduled airline of United States registry maintaining regularly published schedules and licensed for the transportation of passengers by a duly
constituted authority having jurisdiction over civil aviation in the state in which said airline operates; or (iii) by a scheduled airline of foreign registry
maintaining regularly published schedules and licensed for transportation of passengers by the duly constituted governmental authority having jurisdiction over
civil aviation in the country of registry of such airline;
b) any aircraft, other than a single engine jet, which at the time is making a flight for the
principal purpose of transporting passengers and not for any other operational, tactical or test purposes, and which is operated by: (i) the Military Airlift
Command of the United States; (ii) the Royal Canadian Air Force Air Transport Command; or (iii) the Royal Air Force Air Transport Command of Great Britain;
c) any land or water conveyance provided at the expense of the air carrier as a substitute for an aircraft covered by this plan;
d) a vehicle
licensed to carry passengers for hire, but only: (i) when going to an airport to board an aircraft on which You are covered by this plan; or (ii) when leaving
an airport after alighting from such an aircraft;
e) received while upon airport premises designated for passenger use immediately before boarding or
immediately after alighting from an aircraft on which You are covered by this plan.
When You sustain covered Injuries resulting on any of the
following losses within 180 days from the date of the accident, benefits will be paid as follows:
- Loss of life, both feet, both hands, both eyes,
one hand and one foot, one hand and one eye or one foot and one eye - Maximum Benefit Amount;
- Loss of one hand, one foot or one eye - one half the
Maximum Benefit Amount.
Loss of hand or hands, or foot or feet, means complete and permanent severance at or above the wrist joint or ankle
joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only one of the amounts shown above (the largest
applicable) will be paid for the Injuries resulting from one accident.
The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is
payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered
accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an
accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been
found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result
of those Injuries.
Flight Accident Plan also includes a medical expense feature that pays You up to $50 for each $1,000 of Your chosen benefit
amount. If medical expense occurs within 30 days of a covered accident, You will be paid for: treatment by a Legally Qualified Physician or surgeon; care or
service from a Hospital; services and supplies provided by an ambulatory medical-surgical facility; home health care from a licensed home health agency, but
only if continued Hospital care would otherwise have been required; attendance of a registered graduate nurse; x-ray examination; or, use of an ambulance. Loss
must occur within 30 days of the accident. To receive benefits, the loss must be independent of Sickness and all other causes.
INDIVIDUAL COVERAGE PERIOD
"Effective Date" is 12:01 a.m. on the Insured's trip Scheduled Departure
Date or 12:01 a.m. following: i) the Postmark of Your enrollment form; ii) the date You phone in the enrollment; iii) the date Your enrollment form is received
by facsimile or iv) the date You submit the enrollment via the internet, whichever is later, provided that in all cases the proper plan cost has been paid.
All Other Coverages begin at 12:01 a.m. on Your Scheduled Departure Date of the Covered Trip or Your Effective Date, whichever is later, and
end at the point and time of return, on or before Your Scheduled Return Date of the Covered Trip.
Extension of Coverage:
If the duration of Your
Covered Trip is prolonged and not completed during the policy period because of the delay (beyond the control of any person insured hereunder) of the means of
transport by which You are traveling or are due to travel provided that such transportation was due to arrive at Your destination within the policy period and
provided that the Covered Trip is completed with reasonable dispatch, the insurance is extended automatically beyond the expiration date without additional
premium for a period of 72 hours. Should You be Hospitalized, coverage will be automatically extended for the period of the Hospital confinement and, in
addition, 5 days after release for both You and one insured Traveling Companion.
FLIGHT ACCIDENT PLAN
You are covered for the amount
purchased for accidental death, dismemberment or loss of sight as the result of an accident while a passenger on:
a) a regularly scheduled airline flight
or regularly scheduled charter operated: (i) in scheduled air transportation pursuant to economic authority issued by the Civil Aeronautics Board; (ii) by an
intrastate scheduled airline of United States registry maintaining regularly published schedules and licensed for the transportation of passengers by a duly
constituted authority having jurisdiction over civil aviation in the state in which said airline operates; or (iii) by a scheduled airline of foreign registry
maintaining regularly published schedules and licensed for transportation of passengers by the duly constituted governmental authority having jurisdiction over
civil aviation in the country of registry of such airline;
b) any aircraft, other than a single engine jet, which at the time is making a flight for the
principal purpose of transporting passengers and not for any other operational, tactical or test purposes, and which is operated by: (i) the Military Airlift
Command of the United States; (ii) the Royal Canadian Air Force Air Transport Command; or (iii) the Royal Air Force Air Transport Command of Great Britain;
c) any land or water conveyance provided at the expense of the air carrier as a substitute for an aircraft covered by this plan;
d) a vehicle
licensed to carry passengers for hire, but only: (i) when going to an airport to board an aircraft on which You are covered by this plan; or (ii) when leaving
an airport after alighting from such an aircraft;
e) received while upon airport premises designated for passenger use immediately before boarding or
immediately after alighting from an aircraft on which You are covered by this plan.
When You sustain covered Injuries resulting on any of the
following losses within 180 days from the date of the accident, benefits will be paid as follows:
- Loss of life, both feet, both hands, both eyes,
one hand and one foot, one hand and one eye or one foot and one eye - Maximum Benefit Amount;
- Loss of one hand, one foot or one eye - one half the
Maximum Benefit Amount.
Loss of hand or hands, or foot or feet, means complete and permanent severance at or above the wrist joint or ankle
joint, respectively. Loss of eye or eyes means the total and irrecoverable loss of the entire sight thereof. Only one of the amounts shown above (the largest
applicable) will be paid for the Injuries resulting from one accident.
The benefit for loss of: a) two limbs; b) both eyes; or c) one limb and one eye is
payable only when such loss results from the same accident. If, while covered by this benefit, You are unavoidably exposed to the elements because of a covered
accident and suffer a loss for which benefits are payable under this benefit, such loss will be covered. If, while covered by this benefit, You are in an
accident resulting in the disappearance, sinking or damaging of an air or water conveyance on which You are covered by this benefit, and Your body has not been
found within 52 weeks from the date of the accident, it will be presumed, unless there is evidence to the contrary, that You suffered loss of life as a result
of those Injuries.
Flight Accident Plan also includes a medical expense feature that pays You up to $50 for each $1,000 of Your chosen benefit
amount. If medical expense occurs within 52 weeks of a covered accident, You will be paid for: treatment by a Legally Qualified Physician or surgeon; care or
service from a Hospital; services and supplies provided by an ambulatory medical-surgical facility; home health care from a licensed home health agency, but
only if continued Hospital care would otherwise have been required; attendance of a registered graduate nurse; x-ray examination; or, use of an ambulance. Loss
must occur within 100 days of the accident. To receive benefits, the loss must be independent of Sickness and all other causes.
Persons eligible for insurance under this policy are any U.S. resident who makes application for coverage and pays the premium providing they have not already departed on their trip.
Travelex Travel Assistance & Concierge
All of the services listed below are included with your Travelex
Protection Plan.
Whether you need help right away or just want to get more out of your
trip, the travel assistance provider is just a phone call away. From
lost passport assistance and medical advice to dining recommendations,
the travel assistance provider offers you the peace of mind to enjoy
worry-free travel.
Travelex plans include emergency and concierge services from MEDEX
Assistance. Through the travel assistance provider, you can access a
wide range of assistance and advice 24/7, from home or while
traveling:
| Emergency Assistance |
Concierge Services |
| Emergency medical referrals |
Hospitality & event ticketing |
| Medical evacuation / repatriation |
Destination information & advice |
| Medical assistance helpline |
Pre-trip & in-trip travel advice |
| Emergency cash transfer |
Dining recommendations |
| Lost/ stolen passport/ card assistance |
Golf course information |
| Emergency messaging |
Messaging service |
| Emergency interpretation service |
Interpretation service |
| Emergency legal referrals |
Flower & gift delivery |
| Emergency air/ hotel/ car rental bookings |
"Home from Home" news |
Please refer to the full Travelex Travel
Assistance Program Description for more information on these
services.
All travel assistance services are provided by MEDEX Assistance
Corporation.
There are charges associated with some services. Reimbursement to the
assistance company is the responsibility of the Insured. For a list
of phone numbers to access these services, please refer to your
Confirmation of Coverage.
Insurance Company
Coverage is underwritten by Old Republic Insurance Company, Greensburg, PA
Travelex JournEase Program
The Travelex JournEase Program was discontinued on June 3, 2008.
The following program benefits are no longer provided as a complimentary service with the purchase of a TraveLite or
Travel Plus protection plan:
- Event Ticket Secure
- Identity Secure
- MedicalSummary.comTM
Please Note:
This discontinuation does not affect any of the TraveLite or Travel Plus protection plan benefits. Please refer to your Confirmation of Coverage for a full listing of your purchased benefits.
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