Plan Types

Package plans are designed for travelers going on a single trip. They can be used for Cruises, Tours, Flights, House Rentals and a world of other trip types.

Most Package plans offer Trip Cancellation, Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages. Some plans also have options for Collision/Damage coverage for rented cars, Flight Insurance (a form of Accidental Death Coverage while flying only), and added Emergency Evacuation insurance. Some Package plans include coverage for children at no extra charge.

Travel Medical plans provide Medical Coverage for travel up to a year in length. Some plans include coverage for medical evacuation, flight, accidental death, limited baggage, and trip interruption.

Flight Accident plans are designed for travelers going on a single trip and provide coverage for Flight Accident Insurance (a form of Accidental Death Coverage while flying).

Multi-Trip Medical plans provide annual Medical Coverage for multiple trips throughout the year. All policies have trip length restrictions of either 15, 30 or 70 days. Some include coverage for evacuation, flight, accidental death, limited baggage, and trip interruption.

Medical Evacuation plans provide protection for travelers in the event they become seriously ill or injured while traveling. They provide emergency medical evacuation to the nearest appropriate care facility or, on some plans, to your hospital of choice. They also include coverage for repatriation of mortal remains.

These policies are uniquely designed for individual business travelers and small to mid-size companies with traveling employees. Business Package Policies provide coverage for multiple business trips throughout the year (up to a total of 30 business travel days) or a single business trip.

All policies offer coverage for business-relevant concerns including Trip Cancellation, Identify Theft Protection, and Concierge Services. Most uniquely, they also provide for Baggage and Business effects including the costs of trade shows and business conferences as well as the expense of lost, stolen or damaged laptops, cell phones and booth exhibits.