A.M. Best Ratings

Last updated on 09/18/2023

AM Best Insurance Ratings

When we select to work with a travel insurance provider, we look closely at the financial stability of that provider's underwriters, as measured by A.M. Best ratings. We display these financial ratings when you are comparing plans. We also include the A.M. Best rating scale in a list format on this page to help you make an easy, well-informed decision when selecting the right travel insurance plan. Take a look at the guide below to understand how each A.M. Best rating is derived, ranked, and sorted into the list. With a little research, you can feel more confident about the A.M. Best insurance rating system and your selected travel insurance.

Provider Underwriter A.M. Best Rating Effective Date
National Union Fire Insurance Company of Pittsburgh A 07/12/2019
Generali US Branch A 12/18/2019
Arch Insurance Company A+ 10/17/2019
Nationwide Mutual Insurance Company A+ 12/17/2019
Berkshire Hathaway Travel Protection Logo Berkshire Hathaway Specialty Insurance Company A++ 12/11/2019
United States Fire Insurance Company A 04/30/2019
Generali US Branch A 12/18/2019
4 Ever Life Insurance Company A- 05/16/2019
C&F Cayman SPC for and on behalf of ITI SP A 07/14/2021
HDI Global Specialty SE A 11/12/2021
Nationwide Mutual Insurance Company A+ 12/17/2019
C&F Cayman SPC for and on behalf of ITI SP A 07/14/2021
HDI Global Specialty SE A 11/12/2021
SiriusPoint Specialty Insurance Corporation (medical plans) A- 03/04/2020
United States Fire Insurance Company (comprehensive plans) A 04/30/2019
Starr Indemnity & Liability Company A 03/14/2019
Manulife Logo The Manufacturers Life Insurance Company A+ 06/27/2019
Nationwide Mutual Insurance Company A+ 12/17/2019
Certain Underwriters at Lloyd's (medical plans) A 07/21/2021
United States Specialty Insurance Company A++ 12/09/2020
Berkshire Hathaway Specialty Insurance Company A++ 12/11/2019
United States Fire Insurance Company A 04/30/2019
Nationwide Mutual Insurance Company A+ 12/17/2019
Arch Insurance Company A+ 10/17/2019

MedjetAssist and International SOS are membership programs and not rated by A.M. Best scale:

MedjetAssist is a prepaid, air medical transportation membership program — not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in a time of need.
International SOS Logo International SOS is a global assistance company that specializes in emergency medical evacuation. In the event of an epidemic or security incident, International SOS will provide an immediate response for peace of mind.

FINANCIAL STRENGTH RATINGS

A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.

SECURE

A++, A+ (Superior)
A, A- (Excellent)
B++, B+ (Good)
B, B- (Fair)

VULNERABLE

C++, C+ (Marginal)
C, C- (Weak)
D (Poor)

For the latest rating, access www.ambest.com

Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions and benefits. When in doubt, please contact one of our licensed agents for additional assistance.