A.M. Best Ratings

When we select to work with a travel insurance provider, we look closely at the financial stability of that provider's underwriters, as measured by A.M. Best ratings. We display these ratings when you are comparing plans and also here, to help you make a well-informed decision when selecting the right travel insurance plan.

Provider Underwriter A.M. Best Rating Effective Date
BCS Insurance Company A- 05/28/2008
Jefferson Insurance Company A 09/24/2007
American Modern Insurance Group A 06/18/2008
Stonebridge Casualty Insurance Company A 06/18/2008
ACE American Insurance Company A+ 05/03/2010
4 Ever Life Insurance Company A- 05/16/2012
Arch Insurance Company A+ 08/02/2007
United States Fire Insurance Company A 06/25/2008
Certain Underwriters at Lloyd's A 07/11/2008
HM Life Insurance Company A- 06/12/2008
Stonebridge Casualty Insurance Company A 06/18/2008
UNICARE Life & Health Insurance Company A- 03/20/2008
Chartis A 09/15/2008
Nationwide Mutual Insurance Company A+ 03/11/2008
Delos Insurance Company A- 09/30/2008
Sirius International Insurance Corp. A 08/06/2007
Old Republic Insurance Company A 06/24/2008
Arch Insurance Company A+ 08/02/2007
Arch Insurance Company A+ 08/02/2007
Royal & SunAlliance Insurance Group A 01/19/2011
Certain Underwriters at Lloyd's A 07/11/2008
Fairmont Specialty Group B++ 06/25/2008
Nationwide Mutual Insurance Company A+ 03/11/2008
National Union Fire Insurance Company A 09/15/2008
Co-operators Life Insurance Company A- 04/19/2011
United States Fire Insurance Company A 06/25/2008
Stonebridge Casualty Insurance Company A 06/18/2008
United States Fire Insurance Company A 06/25/2008
Starr Indemnity & Liability Company A 10/17/2011
Nationwide Mutual Insurance Company A+ 03/11/2008

MedJetAssist and On Call International are membership programs and not rated by A.M. Best:

MedjetAssist is a prepaid, air medical transportation membership program — not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.
On Call International is a global medical and travel assistance company specializing in worldwide medical evacuations, repatriation and security services. On Call's products are membership programs and not travel insurance plans, and members receive customized medical, security, travel, concierge and insurance services.

Financial Strength Ratings

A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.

Secure

  • A++, A+ (Superior)
  • A, A- (Excellent)
  • B++, B+ (Good)
  • B, B- (Fair)

Vulnerable

  • C++, C+ (Marginal)
  • C, C- (Weak)
  • D (Poor)

Written by on 8/24/13.
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