Travel insurance is a safety net that you can purchase to help you protect yourself in case of unexpected events that have a severe negative impact on your travel plans. It works quite similarly to other insurance policies in the following ways:
Travel insurance is available for a wide variety of concerns, from delays or cancellation of your trip to medical and evacuation services. Frequently, travelers who are looking for insurance end up buying comprehensive policies. The right comprehensive policy can provide coverage for a number of things and usually will include, at a minimum, benefits for trip cancellation and interruption; some baggage loss coverage; and some level of medical coverage.
Additional kinds of travel insurance are available both as part of your comprehensive policy, and as stand-alone benefits, depending on what your specific needs are. Some popular types to consider are Pre-Existing conditions waivers, Cancel for Any Reason coverage, and medical evacuation.
Do you offer an annual policy for travel insurance?
Unfortunately, at this time we only offer package plans on a per trip basis. We do, however, have several annual travel medical plans.