Who Should Consider Buying Travel Insurance?

The short answer is: Everybody; everybody planning a trip and is hypersensitive to unknown medical expenses or lost money due to cancellation.

Travel insurance isn’t a great investment for every trip. A road trip to Grandma’s house probably doesn’t need to be insured – unless your road trip takes you coast to coast. Likewise, a couple planning a weekend getaway close to home probably won’t need it. Anybody traveling abroad or more than 100 miles from home should consider it as a serious investment.

Buying a policy is a smart move if you are feeling cautious about the cost of your trip, the possibility of illness or injury of you or a loved one, or for weather-related cancellations or interruption possibilities. Travel insurance can add an extra level of protection if you are traveling with any children. Whether you trip is short or extended, we can find a plan to cover you and your companions.

When considering a policy, take inventory of the components of your trip. Vacation home rentals, car rentals and events tickets are more unconventional items to insure, yet they can be costly. If these costs are added into the total pre-paid cost of the trip, your insurance policy could protect you if your trip should be cancelled or interrupted.

If you still aren’t sold on the idea, give us a call! We have travel insurance experts licensed in your state ready to answer your questions and find the right plan for you. Or – browse the Provider section of our website to see which plan speaks to you.

Written by on 3/5/15.
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Question:


We are planning a family trip in June. All of our children & grandchildren will be included. I am thinking about trip insurance because our group airline tickets are date specific with no refunds. The death or major illness of one of our elderly parents is the only reason I could foresee us not taking the trip as planned. Since they aren't going on the trip can we still get coverage for this contingency?
LizC,
01/14/2014

Answer:


The number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen sickness, accidental injury or death to you, a traveling companion or an immediate family member (including non-traveling family members). To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears NEXT to the words "Trip Cancellation" when viewing a quote.
NicholeH,
Customer Care insureMyTrip
01/14/2014
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Question:


hi, is it only for trips originated from the USA?
anton,
12/06/2013

Answer:


Every policy is different. Certain plans, such as the comprehensive package plans are only available to US residents leaving their homes in the US and returning to their homes in the US. Medical and evacuation coverage can be purchased by someone that lives anywhere in the world traveling outside of their home country. Canadian residents have their own set of rules and plans that will show when you select the appropriate province as your residence. The quote tool on our home page is designed so you can enter your trip information and see what plans are available based on the details of your specific trip. Please enter the correct travel information related to your trip, and the site will show you what plans are available for you to purchase.
ChristopherG,
Customer Care insureMyTrip
12/06/2013
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