HTH Worldwide
All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage. All legal residents of the U.S.(citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in a state listed below:
Insurance Benefits underwritten by HM Life Insurance Company:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Iowa, Kansas, Louisiana, Maine, Michigan, Mississippi, Missouri, Nebraska, New Mexico, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Virginia, West Virginia, Wisconsin, Wyoming.
Insurance Benefits Underwritten by Unicare Life and Health Insurance Company
Connecticut, Indiana, Kentucky, Montana, Nevada, North Carolina, Tennessee, Texas, Utah, Vermont.
[If at the time of application you are already abroad, then it does not matter what state you apply from. If at the time of application you are in the United States, then you have to reside in one of the approved states listed above.]