Company

Plan Name and Terms

Plan Type

Available to Travelers from

Trip Interruption

Travel Baggage

Medical

      Complications of Pregnancy

      Terrorism

Dental

Emergency Medical Evacuation

24 Hour Emergency Assistance

Sudden Recurrence of
Pre-Existing Conditions

Pre-Existing Condition Period

Insurance Company

A.M. Best Rating

Refund Policy

Accidental Death - 24 Hour

Accidental Death - Common Carrier

Accidental Death - Flight

Policy Fulfillment

Additional Notes

HTH Worldwide

TravelGap Gold

Multi-Trip Medical

Selected U.S. States

Not Available

Not Available

$250,000 Intl
$25,000 U.S.

Covered

No Coverage

$ 200

$ 500,000

Yes

Covered

None

Varies by State

Varies by State

Prior To Effective Date

$ 25,000

Included in
Accidental Death - 24 Hour

Included in
Accidental Death - 24 Hour

Email

Security Profiles

Doctors & Hospitals

$50 Deductible

Primary Coverage Required

70 Days max per trip

HTH Worldwide

TravelGap Silver

Multi-Trip Medical

Selected U.S. States

Not Available

Not Available

$50,000 Intl
$2,500 U.S.

Covered

No Coverage

$ 200

$ 250,000

Yes

Covered

None

Varies by State

Varies by State

Prior To Effective Date

Not Available

Not Available

Not Available

Email

Security Profiles

Doctors & Hospitals

$50 Deductible

Primary Coverage Required

70 Days max per trip

International Medical Group

Patriot Executive

Multi-Trip Medical

Non-US Citizens

$ 5,000

$ 250

Up to $1,000,000

No Coverage

No Coverage

Included in Medical

$ 50,000

Yes

No Coverage

3 Years

Sirius

A-

Prior To Effective Date

$ 25,000

$ 50,000

Included in
Accidental Death - Common Carrier

	Email
	Postal
	Domestic Next-day Express - Overnight (+ $20.00)

Deductible
$250 ded (std)

Primary Cov. Required

30 Days Max Per Trip(std)

*Terrorism Rider(+40%)

International Medical Group

Patriot Executive

Multi-Trip Medical

Overseas US Citizens

$ 5,000

$ 250

Up to $1,000,000

No Coverage

No Coverage

Included in Medical

$ 50,000

Yes

Outside U.S.
$ 5,000 max

3 Years

Sirius

A-

Prior To Effective Date

$ 25,000

$ 50,000

Included in
Accidental Death - Common Carrier

	Email
	Postal
	Domestic Next-day Express - Overnight (+ $20.00)

Deductible
$250 ded (std)

Primary Cov. Required

30 Days Max Per Trip(std)

*Terrorism Rider(+40%)

MultiNational Underwriters

Atlas Professional

Multi-Trip Medical

Any Country - No US visit

$ 5,000

$ 250

$1,000,000

First 26 weeks of
pregnancy

Optional*

Included in Medical

$500,000 max Lifetime Limit

Yes

$ 5,000 max Medical
$ 25,000 max Evacuation

2 Years

Lloyds

A

Prior To Effective Date

$ 25,000 max

$ 50,000 max

Included in
Accidental Death - Common Carrier

	Email
	Postal

$250 deductible
per person, per trip

30 days max per trip

Primary Cov. Required

$ 100/day; 5 day max
Natural Disaster Benefit
Included

*Terrorism Rider(+40%)

Sports Rider(+20%)