Company

Plan Name and Terms

Plan Type

Available to Travelers from

Trip Cancellation

Trip Interruption

      Financial Default

      Terrorism in
      Itinerary City

Travel Baggage

Travel Baggage Delay

Travel Delay

Medical

Dental

Emergency Medical Evacuation

24 Hour Emergency Assistance

Pre-Existing Condition Waiver

Pre-Existing Condition Period

Insurance Company

A.M. Best Rating

Refund Policy

Rental Car Collision/Loss

Accidental Death - 24 Hour

Accidental Death - Common Carrier

Accidental Death - Flight

Policy Fulfillment

Additional Notes

Access America

Deluxe

Package

U.S.

Trip Cost

Trip Cost + 50%

Selected Carriers,
7 day wait if purchased within
14 days of First Trip Payment

Foreign & U.S. Domestic

$ 1,500

24+ hours
$ 500 max

6+ hours
$ 300/day; $ 1,000 max

$ 50,000

$ 500 Incl. in Medical

$ 1,000,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

120 Days

Varies By State

Varies by State

10 Day Free Look

$50,000 (n/a TX)

$ 50,000

Included in
Accidental Death - 24 Hour

Included in
Accidental Death - 24 Hour

	Email
	Postal

Cancel For Work Reasons Benefit
Included

Travel Supplier Restrictions

Access America

Classic

Package

U.S.

Trip Cost

Trip Cost + 50%

Selected Carriers,
7 day wait if purchased within
14 days of First Trip Payment

Foreign & U.S. Domestic

$ 1,000

24+ hours
$ 300 max

6+ hours
$ 150/day; $ 500 max

$ 25,000

$ 500 Incl. in Medical

$ 500,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

120 Days

Varies By State

Varies by State

10 Day Free Look

$35,000 (+$) (n/a/TX)

Not Available

Not Available

Not Available

	Email
	Postal

Cancel For Work Reasons [Can only be purchased within 14 days of First Trip Payment] (+$ )

Travel Supplier Restrictions

American Express

Global Travel Shield Classic

Package

U.S.

Trip Cost (NY Trip Cost+25%)

Trip Cost (NY Trip Cost+25%)

7 day wait

Foreign & U.S. Domestic

$ 500

6+ hours
$ 200 max

No Coverage

$ 25,000

Included in Medical

$ 25,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

60 Days

AMEX Assurance Company

A

Varies By State

Not Available

$ 150,000

$ 100,000

Included in
Accidental Death - Common Carrier

	Email
	Postal

American Express

Global Travel Shield Deluxe

Package

U.S.

Trip Cost (NY Trip Cost+25%)

Trip Cost (NY Trip Cost+25%)

7 day wait

Foreign & U.S. Domestic

$ 2,000

3+ hours
$ 500 max

6+ hours
$ 300/day; $ 600 max

$ 100,000

Included in Medical

$ 100,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

60 Days

AMEX Assurance Company

A

Varies By State

Not Available

$ 150,000

$ 500,000

Included in
Accidental Death - Common Carrier

	Email
	Postal

CSA Travel Protection

WebDirect

Package

U.S.

Trip Cost

Trip Cost + 50%

Not Available

Foreign & U.S. Domestic

$ 1,000

24+ hours
$ 200 max

6+ hours
$ 150/day; $ 1,000 max

$ 50,000

$ 750 Incl. in Medical

$ 250,000

Yes

Not Available

180 Days

United States Fire
Insurance Company

A

10 Day Free Look

Varies by State

Not Available

Not Available

$ 100,000

Email

ID Theft Protection

CSA Travel Protection

WebDirect Luxe

Package

U.S.

Trip Cost

Trip Cost + 50%

14 day wait, if purchased
within 24 hours of Final Trip
Payment

Foreign & U.S. Domestic

$ 1,500

24+ hours
$ 500 max

6+ hours
$ 150/day; $ 1,000 max

$ 250,000

$ 750 Incl. in Medical

$ 1,000,000

Yes

If purchased prior to
or within 24 hours
of Final Trip Payment