So nice to have a policy of follow-up to a client and wish them bon voyage. Thank you. Unfortunately, we had to cancel our plans. Your accounting department pleasantly refunded our premium weeks ago. I can assure you, we and our friends will be recommending you to others and will come back to you for our insurance needs.
—Joe
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HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
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Joseph would
recommend this plan to a friend or relative.
No Review Submitted
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HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
Claims
Satisfaction
RALPH would
recommend this plan to a friend or relative.
My unhappiness is due to the fact that I was only reimbursed for 80% of the total cost of my wife's medical care (I am sure this is stated in the fine print somewhere, but I didn't see it) and it took over a month and a half to receive a response from HCC.
I am not poor and could easily have covered the entire cost of my wife's medical care out-of-pocket. What really annoys me is that I purchased this insurance from you to protect myself against a catastrophic (but extremely unlikely) medical expense, but I now know that due to the 80% rule, I would have been out-of-pocket for $5000, $10,000 or even $20,000, which I definitely could not have afforded.
On a happier note, I called HCC customer service before taking my wife to the doctor, and the person I spoke to was courteous, efficient and knowledgeable.
I am not poor and could easily have covered the entire cost of my wife's medical care out-of-pocket. What really annoys me is that I purchased this insurance from you to protect myself against a catastrophic (but extremely unlikely) medical expense, but I now know that due to the 80% rule, I would have been out-of-pocket for $5000, $10,000 or even $20,000, which I definitely could not have afforded.
On a happier note, I called HCC customer service before taking my wife to the doctor, and the person I spoke to was courteous, efficient and knowledgeable.
19
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19
people
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HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
Satisfaction
Kayle would
recommend this plan to a friend or relative.
No Review Submitted
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Note: This review is for an earlier version of the plan.
HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
Satisfaction
Matthew would
recommend this plan to a friend or relative.
No Review Submitted
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Note: This review is for an earlier version of the plan.
HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
Satisfaction
Maria would
recommend this plan to a friend or relative.
It's just comforting to know I have insurance if needed
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Note: This review is for an earlier version of the plan.
HCC Medical Insurance Services
Atlas International
average rating
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Value
Satisfaction
Carol would
recommend this plan to a friend or relative.
No Review Submitted
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Note: This review is for an earlier version of the plan.
HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
Satisfaction
Kathryn would not
recommend this plan to a friend or relative.
No Review Submitted
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Note: This review is for an earlier version of the plan.
HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
Satisfaction
Michael would
recommend this plan to a friend or relative.
Thankfully, I did not need to make a claim,but I am glad I had your insurance.
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Note: This review is for an earlier version of the plan.
HCC Medical Insurance Services
Atlas International
average rating
Coverage
Value
Satisfaction
Ana would
recommend this plan to a friend or relative.
No Review Submitted
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Note: This review is for an earlier version of the plan.
HCC Medical Insurance Services
Atlas International
average rating
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Oyindamola would
recommend this plan to a friend or relative.
No Review Submitted
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Note: This review is for an earlier version of the plan.
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IC3286016
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For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider.