The Crum & Forster - Travel Insured International Worldwide Trip Protector is a comprehensive trip cost protection plan with increased coverage limits and flexibility, available for residents of Montana only. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, and you live in Montana, this plan is most likely a good fit for you and your family.
Of special note for families, children are covered at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost when at least one related adult is also covered on the plan.
The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.
This plan also includes missed connection and itinerary change benefit. This benefit will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.
This plan features two time-sensitive benefits that are included when you purchase the plan within 21 days following your initial trip payment and all eligibility requirements are met. These two benefits are a pre-existing condition waiver and financial default coverage. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.
Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.