HTH Worldwide

Each year hundreds of thousands of leisure and business travelers as well as international students and scholars protect themselves, their families and their travel plans with HTH.

  • Partners only with admitted U.S. carriers
  • All plans have met the standards of state regulators and feature coverage more generous than plans sold as "surplus lines" coverage by non-admitted insurers
  • Works with a community of carefully selected, contracted English-speaking physicians in more than 180 countries

We offer the following plans from HTH Worldwide:

  • TripProtector
  • TripProtector Preferred (both TripProtector Plans offer comprehensive coverage at different levels for your budget)
  • TravelGap Voyager (single-trip medical plan; good for travelers who want to select their own medical coverage limit and deductible amounts)
  • TravelGap Excursion (single-trip medical plan which also offers pre-existing conditions coverage with no lookback period)
  • TravelGap Silver
  • TravelGap Gold (both the Silver and Gold are good for people taking multiple trips within a year's time)

Please note that for all plans offered by HTH Worldwide, you must purchase coverage prior to your departure date. Coverage is not available after departure.

Get a quote to view the HTH Worldwide plans that are available to you and choose the one that best suits your needs.

Trip Protector

  • Comprehensive trip cost protection coverage
  • Primary health insurance required
  • High medical limits
  • 24/7 emergency assistance
More benefits...

Average rating:

from 24 customers

Trip Protector Preferred

  • Comprehensive coverage with higher limits than Trip Protector
  • Primary health insurance required
  • High medical limits
  • 24/7 emergency assistance
More benefits...

Average rating:

from 8 customers

TravelGap Voyager

  • Single trip travel medical
  • Primary health insurance is not required
  • Pre-existing condition lookback period of 180 days
  • Choose the medical limit that best fits your needs
More benefits...

Average rating:

from 71 customers

TravelGap Excursion

  • Single trip travel medical coverage
  • Primary health insurance is required
  • Coverage for pre-existing conditions
  • Multiple medical limits to choose from
More benefits...

Average rating:

from 385 customers

Reviews

Latest Reviews

HTH Worldwide
Trip Protector
Thankfully I did not need it the cruise was great.
Theodore D.
HTH Worldwide
Trip Protector
We have had a very unlucky year as we had to cancel two trips and interrupt another after only a few days during the past twelve months. We had an HTH Worldwide Trip Protector plan for each one, and our claims for cancellation and trip interruption were handled very professionally and expeditiously in each case. We had someone we could contact during the claims process, and when we did contact them they were both very helpful and courteous. They also kept us informed. I certainly do recommend them.
William M.
HTH Worldwide
TravelGap Excursion
The coverage was just what I needed to fill the gap between my current health insurance, that had gaps in it when I traveled overseas and this coverage filled in the gaps at a reasonable price. Luckily I did not need to use the it. I would purchase again
Eric C.
HTH Worldwide
TravelGap Voyager
Simple, painless, and thankfully not needed.
Bryan P.
HTH Worldwide
TravelGap Excursion
The insurance plan covered our essential needs at a reasonable price. I looked at several travel plans and this one met my needs and was within my budget.
Gerald R.
See all reviews

HTH Claims and assistance

Claims

(888) 243-2358
(610) 254-8700 (If overseas, call collect.)

Emergency

(877) 865-5979
(610) 254-8772 (If overseas, call collect.)

Mailing Address

HTH Worldwide Insurance Services
One Radnor Corporate Center, Suite 100
Radnor, PA 19087

Claims

Medical Claims
(888) 243-2358
(610) 293-3528 (If overseas, call collect.)
All Other Claims
(866) 655-3058

Emergency

(800) 257-4823
(610) 254-8771 (If overseas, call collect.)

Mailing Address

HTH Administration Services
P. O. Box 939057
San Diego, CA 92193-9057

Claims

Medical Claims
(888) 243-2358
(610) 293-3528 (If overseas, call collect.)
All Other Claims
(866) 655-3058

Emergency

(800) 257-4823
(610) 254-8771 (If overseas, call collect.)

Mailing Address

HTH Administration Services
P. O. Box 939057
San Diego, CA 92193-9057

Customer questions

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Customer Ratings

Our customers rate HTH Worldwide plans
(4.62)

based on 523 reviews.

Customers who filed claims rate HTH Worldwide plans
(4.71)

based on 14 reviews.

98% of customers would recommend HTH Worldwide to a friend or relative.

Quote HTH Worldwide Plans