Travel Guard

Travel Guard is the largest travel insurance provider in the United States, protecting more than 6 million travelers every year.

  • Broadest coverage in the travel insurance industry
  • Claims reviewed within 24 hours of receipt
  • Based in Stevens Point, WI

We offer the following plans from Travel Guard:

  • Basic (a comprehensive plan good for budget-savvy travelers)
  • Silver (another budget-friendly plan, offering free coverage for one child per covered adult)
  • Gold (good for families with multiple children; all children under 17 are covered for free with one covered adult)
  • Platinum (offers the most comprehensive coverage with the greatest number of options)
  • MedEvac (emergency medical evacuation coverage for single trips)
  • Flight Guard (offers multiple levels of coverage for Accidental Death and Dismemberment)
  • Gold Deluxe (coverage options for residents of Canada)

Get a quote to see the full details of each plan.

Basic

  • Budget Friendly
  • Comprehensive trip cost protection
  • Optional rental car collision coverage
  • Optional accidental death - flight coverage
More benefits...

Average rating:

from 283 customers

Silver

  • One child, age 17 or under, is free per covered adult
  • Coverage for pre-existing conditions (if eligible)
  • Optional accidental death - flight upgrade
More benefits...

Average rating:

from 149 customers

Gold

  • Higher limits of coverage than the Basic and Silver plans
  • Optional cancel for any reason coverage (if eligible)
  • Coverage for pre-existing conditions (if eligible)
  • All children 17 and under are free where there is at least one covered adult
More benefits...

Average rating:

from 338 customers

Platinum

  • Highest limits of coverage
  • Coverage for pre-existing conditions (if eligible)
  • Optional cancel for any reason (if eligible)
  • 24/7 emergency assistance
More benefits...

Average rating:

from 35 customers

Medevac Per Trip

  • Medical Evacuation coverage
  • Trip lengths up to 365 days
  • Optional coverage upgrade for baggage and some hazardous activities
  • Transportation to nearest appropriate hospital
More benefits...

Average rating:

from 151 customers

Medevac Annual - Plan is no longer available for purchase

  • Multi-trip annual plan
  • Medical evacuation coverage
  • Covers trips up to 90 days each
  • 24/7 emergency assistance services
More benefits...

Average rating:

from 10 customers

Flight Guard

  • Accidental death & dismemberment coverage while on a commercial airline
  • Multiple benefit options available
More benefits...

Average rating:

from 25 customers

Gold Deluxe - Trip Cancellation

  • Available to Canadian residents
  • Comprehensive trip cost protection
  • Additional options to enhance coverage
More benefits...

Average rating:

from 4 customers

Gold Deluxe - All Inclusive

  • Available to Canadian residents
  • Trip cancellation and interruption coverage
  • Includes medical coverage
  • Additional options to enhance coverage
More benefits...

Average rating:

Customer Ratings
There are not enough reviews for this product.

Reviews

Latest Reviews

Travel Guard
Basic
Like most coverages, one cannot tell whether the plan was satisfactory as we never filed a claim, but your Reps were most helpful answering any questions re: coverages, etc. We felt the premium costs were reasonable for what we were offered, Like all insurance, we bought it in the hopes of never using it---IT WORKED!!!
Jerry C.
Travel Guard
Gold
The representative was very friendly and knowledgeable. After I explained my circumstances, she offered me the policies that covered my needs.
Thomas C.
Travel Guard
Basic
Right before our trip we learned that friends of ours were in a traffic accident causing the wife to be hospitalized for several weeks. They were scheduled for a two week cruise a few days after the accident, but had no travel insurance. They lost all the money they paid for the trip. We were glad we had gotten trip insurance so that if anything like that had happened to us, we would have been covered.
Donald G.
Travel Guard
Gold
I chose Travel Guard because, unlike most other competing policies on this site, Travel Guard does not require that the insurance company arrange emergency evacuation. In the event Travel Guard could not be contacted to arrange for emergency Transportation, benefits are limited to the amount the Insurer would have paid had the Insurer or their authorized representative been contacted. Competing policies apparently will pay nothing if a companion, tour leader, bystander or first responder calls for, say, helicopter evacuation without first calling an insurance company in America to do the arranging. I'd suspect the majority of real emergencies would likely fall in this category. I did not have occasion to make a claim to Travel Guard for this 2014 Nepal trip, but I did make a claim with them when I was forced to cancel a Nepal trek last year due to a sudden hip joint deterioration. While I had to submit voluminous documentation of my claim, their requests were reasonable in my opinion and I got a check within approximately 10 days of their receipt of my completed claim. Thus the reason they were again my choice for this year's successful trek.
Joseph B.
Travel Guard
Silver
I like the fact that Travel Guard has primary health care coverage instead of secondary coverage. The policy is reasonably priced too.
Donald M.
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Travel Guard Claims and assistance

Claims

(800) 826-1300
(715) 345-0505 (If overseas, call collect.)

Emergency

(800) 826-1300
(715) 345-0505 (If overseas, call collect.)

Mailing Address

Travel Guard International
3300 Business Park Drive
Steven's Point, WI 54482

Customer questions

Question:


My wife and I are residents of Michigan and will be taking a grand child who is a resident of Colorado with the flight originating in Colorado for 9 days in June to Costa Rica. We need medical and evacuation etc insurance for her. Is the cost of her insurance free since she is traveling with us?
wallsonK,
01/27/2014

Answer:


Unfortunately, because she resides in a different state, she would need a separate policy and would not be free.
NicholeH,
Customer Care insureMyTrip
01/27/2014
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