Travelex Travel Select
It's worth it for the peace of mind, if nothing else, given the nominal cost of coverage vs. the cost of the trip. And consider it for any trip out of the country, even long weekends in Mexico or Caribbean. After getting insurance for BIG trips to Africa, etc., I skipped it for a Cancun weekend, and guess where I needed emergency surgery?
Kingston S. would recommend this plan to a friend or relative.