International Medical Group
In addition to substantial initial confusion over whether or not spouse coverage was included, the pre-existing condition clause of this policy is unusually draconian. Under their example, medical coverage would not be provided for a heart attack if the company could show that it was caused by arteries which were clogged prior to purchase of the policy, even if the customer was unaware of the problem. More importantly, emergency evacuation for that heart attack would not be covered if they could avoid covering the medical problem. Our trip was canceled by the tour company so evacuation coverage did not matter, but I will never again purchase a policy from IMG.
Michael O. would not
recommend this plan to a friend or relative.
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