While in Maui, I was impacted by the Tsunami in Japan. I was subject to a mandatory evacuation by the police and spent the night in my car from 10 pm to noon the next day with my wife and two toddlers. I filed a claim for "loss of use" of 1 night condo rental, a modest claim of $197. After submitting quite a bit of paperwork and waiting one month, I was denied because there was no structural damage to the property. I suppose Travel Guard considers the threat of a Tsunami and police action insufficient grounds to evacuate.
David T. would not
recommend this plan to a friend or relative.
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