I can not say if it was a good plan or bad. The problem with this is that I did not know what a typical level of protection would consist of. For instance, what would it cost to be Medically Evacuated to the US from Costa Rica - I have no idea, so is $1,000,000 correct or would $50,000 be good enough? If I don't know, I would tend to "Over Insure" myself which wastes money if it is not used. However, if I "Under Insure" myself I am left with a huge burden which I may not be able to financially recover from. But I believe this is what the Insurance Companies want, since most will "Over Insure".
Otherwise, I at least felt I was covered - which at least afforded me some peace of mind.
Richard W. would
recommend this plan to a friend or relative.
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