CSA Travel Protection Custom Luxe
I bought this insurance primary to cover trip interruption due to elderly parent illness or death or some unexpected accident of a younger family member. Because I purchased the insurance at the last minute I needed to go through a personal rep and not purchase on line. This proved to be very helpful as she gave tips about how do document medical expenses should they occur, concierge services that were included, and clarified how to my primary household/health insurance would do first claims and travel insurance would be secondary. While we personally had a nice uneventful trip one in our tour group had her purse stolen even though she had the strap wrapped around her leg as she sat on a bench in a busy square waiting for our group to proceed to our bus pic-up spot, (stolen by a team of thieves who sliced the strap), and we observed how distressing that event was to her and how expensive to replace her passport, lost cash, credit cards. She did not have travel insurance. Also since we were a large group of 300 people traveling home on Sunday Oct 28 some traveling to or through the DC, VA, NJ, and NY area many had flight delays and/or cancellations for ?? days. Are they home yet, who knows. Had we been in that group we would have had some coverage. After one returns home from a trip without having to use any aspect of the insurance one often wonders if on the next trip could this insurance expense be skipped and the money saved or used to buy souvenirs? It's a bet. Betting an uneventful trip or problems. I think for the cost and coverage it's better to be safe than sorry. When one spends that much money for 2-3 weeks of international travel if something does go wrong it's good to know that at least people are there to assist in recovery and getting you back on track to finish one's trip.
Marilyn S. would recommend this plan to a friend or relative.
7 of 8 people found this review helpful