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To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
tour
Travelex
Travel Basic
Plan differences are somewhat confusing. The most important feature when we travel is repatriation. Airfare is usually recoverable or changeable even when working planning a trip with a tour. Insurance coverage could be for land costs only minimizing the cost of insurance for an expensive trip.
Steven L. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
GoReady Insurance
Choice
Had my phone stolen in Ecuador. Spent a lot of time filing a claim and submitting police report and necessary paperwork only to be told that phones are not covered in the fine print. Spoke to more than one customer service rep and none of them mentioned it and let me proceed with wasting my time. In the end I was upset because the phone was not covered but also because I felt I had been misled into wasting time and effort. Turns out there is a lot of stuff that isn't covered so BEWARE:
The following exclusions apply to Baggage Delay / Baggage Delivery, Baggage / Personal Effects, Baggage / Personal Effects – Business Equipment, and Baggage / Personal Effects – Sports Equipment. We will not provide benefits for any loss or damage to:
1. animals;
2. automobiles and automobile equipment, boats or other vehicles or conveyances; trailers, motors, motorcycles, or aircraft;
3. bicycles (except when checked as Baggage with a Common Carrier); 4. eye glasses, sunglasses or contact lenses;
5. artificial teeth and dental bridges; hearing aids; prosthetic limbs;
6. keys, money, stamps, securities and documents; tickets;
7. art objects and musical instruments;
8. consumables including medicines, perfumes, cosmetics, and perishables;
9. professional or occupational equipment or property, whether or not electronic Business Equipment; 10. telephones,computerhardwareorsoftware;or
11. propertyillegallyacquired,kept,storedortransported.
The following exclusions apply to Baggage Delay / Baggage Delivery, Baggage / Personal Effects, Baggage / Personal Effects – Business Equipment, and Baggage / Personal Effects – Sports Equipment. We will not provide benefits for any loss or damage to:
1. animals;
2. automobiles and automobile equipment, boats or other vehicles or conveyances; trailers, motors, motorcycles, or aircraft;
3. bicycles (except when checked as Baggage with a Common Carrier); 4. eye glasses, sunglasses or contact lenses;
5. artificial teeth and dental bridges; hearing aids; prosthetic limbs;
6. keys, money, stamps, securities and documents; tickets;
7. art objects and musical instruments;
8. consumables including medicines, perfumes, cosmetics, and perishables;
9. professional or occupational equipment or property, whether or not electronic Business Equipment; 10. telephones,computerhardwareorsoftware;or
11. propertyillegallyacquired,kept,storedortransported.
Howard B. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
-
Carol
We certainly can understand your frustration. As you indicated, it does take time to file so it can be extremely frustrating when that claim is ultimately denied.Apr 03,2017
The trip included a
tour
Arch RoamRight
Preferred
Enrollment was easy and straightforward. Offered a relatively long window between first trip payment and insurance purchase to receive waiver of pre-existing conditions. Price was relatively reasonable.
Gary O. would
recommend this plan to a friend or relative.
-
Vicki Zidwick
Arch RoamRight
Thank you for your review. Our time-window for the pre-ex waiver is aligned with the industry average and in many cases it is longer. We are happy to hear that you found the purchase process easy, and we look forward to insuring your next trip.
Regards,
The RoamRight TeamApr 06,2017
The trip included a
cruise
tour
GoReady Insurance
Choice
I think there were cheaper alternatives with same coverage. I didn't have to make a claim so of course I can't say anything about the plan benefits!
Beth H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
I did not need to make a claim, so I can't rate the customer service. The cost of the plan was good in comparison to a few others I liked at and it covered my needs
Catherine M. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard MedEvac Plan
It is hard to answer honestly the above questions. I did not have any issues whereby I needed to use the plan, which is a good thing. Nevertheless, I did have peace of mind knowing I was covered.
george m. would
recommend this plan to a friend or relative.
TruTravel Insurance
Economy
The Plan, for what it was, appeared reasonable. In the end, no one wants to ever have to use such a Plan -- because that means there was a nightmare with luggage, or a flight, or a medical issue...none of which any of us want to occur.
I did read a review where someone 'lost' a watch and it was replaced. I was encouraged, as my cell phone was stolen on the trip (and not out of the hotel room, or out of the car -- but literally right out of my wife's hands!) -- but when I read the policy, there on the 'Exclusions' list was #20 = cell phones...no payment for any loss or damage. So, I will admit that was disappointing. There were other exclusions that I acknowledge I did not read before I purchased the policy -- but who knows what to anticipate, especially if we are not experienced travelers!
I presume that if any of the horrible events had occurred, for which I did purchase the insurance, there would have been appropriate coverage and response by the company...I am glad none of them did.
I did read a review where someone 'lost' a watch and it was replaced. I was encouraged, as my cell phone was stolen on the trip (and not out of the hotel room, or out of the car -- but literally right out of my wife's hands!) -- but when I read the policy, there on the 'Exclusions' list was #20 = cell phones...no payment for any loss or damage. So, I will admit that was disappointing. There were other exclusions that I acknowledge I did not read before I purchased the policy -- but who knows what to anticipate, especially if we are not experienced travelers!
I presume that if any of the horrible events had occurred, for which I did purchase the insurance, there would have been appropriate coverage and response by the company...I am glad none of them did.
RICHARD F. would
recommend this plan to a friend or relative.
Global Alert!
Preferred
Having had to previously submit a claim on another booking a few years back . I know how swiftly your company reimbursed me and am thrilled to use insure my trip on each of my adventures
Patricia Renee T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Academic Explorer All Inclusive International
My trip went smoothly and I did not need to make a claim against the insurance. I was glad I called to get information from an agent because I had overlooked the Academic Explorer policy and it was less expensive than some of the other insurance that I was considering. The agent pointed out that since the insured was a student my medical insurance was the primary coverage and the travel insurance was a secondary that would cover the difference between my insurance and the acutal expenses had there been any.
Emma R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
Did not use the insurance, but it was nice to know we had it in case of any event.
Kenneth C. would
recommend this plan to a friend or relative.