CSA Travel Protection Custom Luxe
Any insurance is hard to judge unless you use it. We didn't file a claim, but we did have a family emergency while we were gone. We contacted CSA to see if it would be covered and never got a real response (it wasn't clear reading the fine print). I guess that part of the protection that we needed is underwritten by another insurer and through several emails the end result was "just do it and find out later if it's covered". Perhaps they cannot promise coverage ahead of time, but at least some more guidance would have been helpful to have informed our plans.
David K. would not recommend this plan to a friend or relative.