Allianz Global Assistance Deluxe
I didn't need to use the insurance, but it provided peace of mind that if something should happen, it was there to help. I would not travel out of the US without insurance, particularly since I'm on Medicare and it doesn't cover you once you're out of the US. No one wants to spend more money for insurance, but there are hundreds of other things to think about on a trip and the insurance provides peace of mind for at least one aspect.
Patricia B. would recommend this plan to a friend or relative.