The reason I gave it 4 starts and not 5 was because I had looked up the list of providers in their network ahead of times, but was not able to get an appointment the same day with any of them. So they told me to go to any Dr's office and they would reimburse me later upon submitting bills. I later submitted the Dr's bill and the pharmacy bill, and they reimbursed me for both without problems.
recommend this plan to a friend or relative.
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