We were happy we did not have to use the plan. We did make sure that our plan would make sure we could receive medical care /hospitalizations without having to go to an ATM machine to get cash first before care. This issue is very important when traveling outside the USA. We know of too many emergency cases outside USA that happened and we're not able to be admitted to a hospital because of not having cash. I chose Allianz Global Assistance Classic plan for that reason.
EUGENE K. would recommend this plan to a friend or relative.