Travel Insurance Reviews for HCC Medical Insurance Services

HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term and travel medical insurance products designed to address the insurance needs of travelers worldwide.

Learn more about HCC Medical Insurance.

Customers rate HCC Medical Insurance Services plans
(4.57 out of 5)
based on 590 ratings.
96% of customers would recommend these plans to a friend or a relative.
We have 3 HCC Medical Insurance Services plans available. Prices paid recently for these plans range from $4 to $186 USD.

Showing 51-60 of 207 Reviews
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Review by
on
for a trip to Germany. Germany.
HCC Medical Insurance Services Atlas International
The complete insurance coverage with all details should be emailed asap. I was in the German Embassy when I signed up on my iPhone - but could not get complete info (the repatriation details) in the emailed pdf. The German Embassy nearly rejected my petition, but gave me time to fax it later.
Narasimha K. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
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Value
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Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your review. HCC's website allows you to log-in, download and print a letter that would detail the coverages necessary for the embassy. Please know we are available seven days a week to assist you should you run into difficulties in the future.
    Sep 12,2013
Review by
on
for a trip to Spain. Spain.
HCC Medical Insurance Services Atlas International
I had an incident. I twisted my ankle, but I didn't know what to do in order to use the insurance.I still have a swollen ankle. It would be best if you explain the steps to follow in these kind of situations.
Thank you.
Teresa D. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
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Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your review. I'm sorry to hear about your injury. Generally speaking, when this type of event occurs, you should contact the 24/7 emergency contact phone number provided in your HCC policy as soon as possible after the injury occurs. I will email you this information. Thank you again.
    Aug 13,2013
Review by
on
for a trip to France. France.
HCC Medical Insurance Services Atlas International
Having travel coverage was a great idea. Even though I got through my vacation unscathed, like everyday life there were a few almost could-of-happened events. This coverage was worth the peace of mind.
Anne H. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
  • Empty Comment
Review by
on
for a trip to India. India.
HCC Medical Insurance Services Atlas International
Even nothing was happened during the trip, still feel with very reasonable rate to purchased this insurance, you will have a peaceful mind in case something happen, especially when you're traveling to somewhere out of your comfort zone, some country wasn't been developed as US.
Christopher R. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
  • Empty Comment
Review by
on
for a trip to Mexico. Mexico.
HCC Medical Insurance Services Atlas International
didn't have to use it, but it provided complete peace of mind :)
Gesselly M. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
  • Empty Comment
Review by
on
for a trip to Georgia. Georgia.
HCC Medical Insurance Services Atlas International
thank you¡¡
johnatan l. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Note: This review is for an earlier version of the plan.
  • Empty Comment
Review by
on
for a trip to Costa Rica. Costa Rica.
The trip included a
HCC Medical Insurance Services Atlas International
I never had to use my insurance while on my trip to Costa Rica, so I am not entirely sure if it would have covered everything I would have needed it to cover, but it was nice to know that I did have something should I have needed any medical care.
Amy S. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Value
Claims no claim filed
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Note: This review is for an earlier version of the plan.
  • Empty Comment
Review by
on
for a trip to Romania. Romania.
HCC Medical Insurance Services Atlas International
Travel insurance isn't something you expect to review -- you buy it, you hope nothing goes wrong, then you come home and forget about it. If, something goes wrong and you need to make a claim, however, you expect the worst in paperwork and hassle. Unfortunately, we had to make that claim, but surprisingly, the experience was very quick and easy.

We were traveling with a 1 year old who got a high fever just after we got to Paris -- we thought we would go to the ER just to get checked out, maybe a prescription for some fever reducer and be on our way. Well, our 7pm visit turned into an all-night nightmare and 2-night hospital stay (another story for the hospital review!).

At 4am, when it became apparent that she was going to be admitted, I called the claims number from my mobile phone. Thankfully, the call was quick and easy. The representative took down some basic info and was very flexible when we didn't have some info like the hospital address or fax numbers. He gave us a fax number where the hospital could submit paperwork and that was basically it -- I asked if there was anything else we needed to do to get pre approval, and he said we had already fulfilled our responsibility in notifying them. Great! When it came time to visit the hospital billing department, they had local numbers in France with French speaking representatives -- this was a big help and big relief for us as it meant that all the details could be worked out directly between the hospital and insurance company. (The only complaint here was that the hospital staff got put on hold for several minutes waiting for a representative, with people waiting behind us, I thought she was going to give up.) With that exchange of info, we were done! I haven't heard from the hospital or insurance company since -- and that's the way you want it!

While I hope no one has to have their holiday ruined by similar circumstances, at least based on this one experience of mine, you can know that this company came through when we needed them, provided great service, and did exactly what an insurance company should do in exchange for all the times that we pay them and nothing goes wrong.

And by the way, if you are traveling with a baby, I highly recommend getting travel medical coverage -- it's so easy for small kids to get sick and you need that peace of mind that you can go see a doctor if you need to and not worry about costs. Maybe you don't need a million dollars in coverage, but go with the lowest deductible that you can afford.

Happy and safe travels to you all!
Vincent G. would recommend this plan to a friend or relative.
35 of 36 people found this review helpful
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Note: This review is for an earlier version of the plan.
  • Empty Comment
Review by
on
for a trip to France. France.
HCC Medical Insurance Services Atlas International
Great customer service, I won't go anywhere else for my trips
Abdulckader N. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Claims no claim filed
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Note: This review is for an earlier version of the plan.
  • Empty Comment
Review by
on
for a trip to China. China.
HCC Medical Insurance Services Atlas International
I was very pleased with the coverage offered, and even more pleased that I did not have to use it. I will definitely use your services on future trips abroad.
Eric O. would recommend this plan to a friend or relative.
0 of 0 people found this review helpful
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Claims no claim filed
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Note: This review is for an earlier version of the plan.
  • Empty Comment
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