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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have and visited Ecuador rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
6
ratings and reviews
100%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
We usually buy the Nationwide Essential travel insurance at the same time we make tour/travel reservations. Although tour companies offer similar coverage, it usually costs more. A couple of times we have needed to adjust the dates of coverage a little (i.e. extended the trip or airline schedule changes) and were able to modify coverage dates fairly easily with no additional cost. Fortunately, we have not needed to file a claim for the 6 or 8 trips we have insured, so I can't comment on the claim process. Overall, the Nationwide Essential Plan seems adequate and flexible enough to allow us to customize of coverage to meet our needs.
Randall R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Happily to not have to have use the plan. I can't rate anything with customer service or how things would have played out if I had had an issue during the trip.
John K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thank God that we didn't need your services, but it was assuring to know that we were protected and the price was very reasonable. We will use this service in the future.
Robert H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Coverage was great for us! Gave us both peace of mind.
Alan A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Although we didn't need to act on the policy, there was peace of mind knowing that we had taken the necessary precautions in the event of an unforeseen emergency. With aging parents in poor health, one never knew if we might be called away to deal with a particular situation. The policy from Nationwide fit the bill for us!
Robert G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. Nationwide travel insurance does not exclude coverage for pre-existing medical conditions of non-traveling family members. However, there is no coverage for foreseen illnesses. Coverage is provided for an unforeseen worsening of condition, which can be verified by the attending physician.
    Dec 19,2014
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not have any problems we could not take care of on our own. Thankfully we did not have to use insurance but it was a comfort to know it was there.
Gary V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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