Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
All went well. No need to use the Plan. Glad to have had it for peace of mind. Was recommended by a phone representative from Emerald Cruises.
Paul D. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Easy to purchase, great value
Edward R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I did not have reason to use the ins but was glad that I had it
Barbara J. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
You never know how good your insurance plan this until you file a claim. So really I don't know how good or bad you guys are.
Barbara E. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
Grateful we did not need to use the insurance policy but that ut was available if needed.
Quentin J. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We filed a claim for trip delay, but the maximum is $150 a day. I think this is a ridiculously low manximum. This didn't even pay for the hotel room for one night. The trip delay ended up costing us around $350 between hotel, food and taxi.
Dianne M. would not
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
As far as I know this is a good policy, I always buy trip insurance but have never used it. I am assuming it is a good policy but would like to find out from previous buyers that have had to us it.
Edward J. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
Thank goodness we did not have to use it. I guess I could tell you better if I put a claim in, if it was a great plan! Hopefully I will never have to do that ----- then it is money well spent!
Russel Z. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Never needed to use so just rated 3 of 5 on coverage. Price was competitive. NOTE: Be sure you look at the trip coverage provided by your credit card company just by charging expenses! I found out after purchasing this policy that I had about the same amount of coverage FREE from my credit card company just for using my card!
THOMAS S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
More comprehensive than the other policies I looked at. Very good price.
Kevin S. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
You may have noticed when quoting and selecting your Nationwide plan that you had more than 35 Comprehensive Plans to choose from ranging from a low premium of 188.82 USD for your Nationwide Essential policy to a much higher premium of 620.00 USD for our most expensive plan. Although Nationwide is an excellent company with very quick and efficient claim service, the Essential still provides only the most basic coverage in order to keep its price down.
Nationwide also offers a more expensive Prime plan offering higher limits and more covered reasons to cancel or interrupt your trip. For example, where your Essential plan only provided Travel Delay limited to 150 USD per day, 600 USD maximum, the Prime plan provides limits of 250 USD per day, 2500 USD maximum.
One of the many features of the InsureMyTrip website is your ability to compare plans. We offer a side-by-side comparison of plans comparing coverage to coverage. Our website also includes blue hyperlinks in each quote which provide you with detailed information on coverage and limits. Finally you may always call us weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM for assistance when quoting.