The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.
Yes - the plan appeared to cover all items that I was interested in. Last year I chose the identical policy and almost needed to submit a claim due to the Icelandic volcano's ash grounding all European aircraft. I chose not to file a claim (though I was considering it) as my wife, who was stranded in Belgium, was residing at my daughter's home. If she was staying at a hotel that would have been different. At first the insurer indicated they would honor the volcanic issue, then I received a notice from the insurance company indicating that any volcanic activity would not be considered. InsureMyTrip intervened and reversed the insurance company's refusal.
ROBERT O. would
recommend this plan to a friend or relative.