Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
TripAssure
Advantage Complete
I have an MBA and a lot of contract law experience. I can only speak to one area of the policies major flaw. Coverage for baggage loss or theft internationally. The policy requires a "written report" of the loss of your baggage. Sounds easy? It isn't, especially, when A) you do not have a clear definition of what the report needs to contain and B) they expect it to almost come to you as if you were in America. Imagine being in ANY foreign country, China, Iran, Jamaica, South America and your items are stolen. You need a police report. Can you file it while your there? Was there a riot? trouble? When you get home can you figure out how to file the report? Including the language barriers, time differences, the international calls and the insane amount of time you spend doing this. Foreign Countries aren't jumping up and down to spend money to help you get a report for an insurance company. At no time have I received a definition of what a "written report" exactly is and that is applicable fairly and equally across all foreign destinations. So buyer beware. If you've been denied, seek counsel.
Deirdre G. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
-
-
DeirdreG
Germany doesn't provide written reports within 48 hours, they provide them after the investigation is over. So the insurance plans ask for what is not reasonable or obtainable. You cannot know the laws of each foreign country you are visiting before you travel.Mar 27,2016
-
-
AlexeiO
Interesting how most of the reviews (95%) are just reflections of how easy it was to buy this plan or any plan actually - USELESS. I do appreciate that Deirdre review or was it an opinion? gives some food for thought.
Thanks!Sep 25,2017-
Kyle
While it is true that a high number of reviews are not based on a filed claim, we do provide a filter option at the top of the review page to only show reviews based on a filed claim.Sep 25,2017
-
The trip included a
tour
Generali Global Assistance
Standard
Everything went according to plan. I felt good knowing if something happened I was taken care of
elizabeth p. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
GoReady Insurance
Choice
I had nothing but good feelings knowing that there was insurance while traveling for medical expenses that my own insurance would NOT cover, especially not as the primary insurance.
Harold W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
InsureAssist
TravCan
Fortunately, we did not need to make a claim.
Randall B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Arch RoamRight
Preferred
All went well especially since I didn't have to use the plan. When I made a mistake filling in plan information, RoamRight was very efficient in fixing everything so that I could go away with a good feeling about my coverage.
Nancy L. would
recommend this plan to a friend or relative.
The trip included a
tour
GoReady Insurance
Choice
It was very comforting knowing I had the April Travel Protection Choice plan if needed. However, I didn't need to file a claim and had a good trip. It is worth the money to be protected in case something happens. The coverage was good.
Helen W. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Fortunately we did not have to file a claim but it was comforting to know that the coverage was there - worth the cost.
George R. would
recommend this plan to a friend or relative.
The trip included a
tour
InsureandGo
Global Silver
We purchased the plan for peace of mind in case anything came up. Luckily, our trip went smoothly and we didn't need to use the insurance. We have never purchased, nor used trip insurance before, so we have no experience in this area.
Lewis M. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Bronze
I make it a point not to give people advice.
Kevin J. would not
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
When we went to this trip, we were with 6 friends and I recommended them to all get travel insurance from your company.
Orfa L. would
recommend this plan to a friend or relative.
To have a payable Baggage and Personal Effects claim on a Comprehensive travel insurance policy, the insured person must notify, the police, hotel, Common Carrier or bailee who has custody of your property at the time of loss, and obtain a copy of the reported loss from the company. The wording of this requirement will vary slightly from policy certificate to policy certificate, but the basic premise is the same, the insured person bares the burden of providing the proof of loss in order to receive reimbursement for their loss. Notifying the appropriate authority and obtaining a written report for Baggage and Personal Effects claims is travel insurance industry standard for Comprehensive travel insurance policies.
Please call us at 800-487-4722 if you have any questions about this requirement, or want details on the additional requirements for Baggage and Personal Effects coverage.