HCC Medical Insurance Services (HCCMIS)
Headquartered in Indianapolis, Indiana, HCCMIS is a full service organization offering a comprehensive portfolio of insurance products designed specifically to address the insurance needs of consumers worldwide. Our international claims specialists, medical professionals and service representatives are available 24 hours a day, 7 days a week to answer your questions and respond to your needs. HCCMIS is a subsidiary of HCC Insurance Holdings, Inc. (HCC), which is a leading international specialty insurance group headquartered in Houston, Texas. HCC has assets of more than $8.6 billion, shareholders’ equity in excess of $2.7 billion and is rated AA (Very Strong) by Standard & Poor’s, AA (Very Strong) by Fitch Ratings and A+ (Superior) by A.M. Best Company.

Additional Company Information:
HCC Medical Insurance Services (HCCMIS) was established in 1998. It quickly became a recognized leader in the field of international health insurance, offering a complete portfolio of health and life insurance products to customers in over 130 countries. From its beginning, HCCMIS has focused on providing superior customer service. Emphasizing creative yet solid solutions to the administrative difficulties and service barriers inherent in the international market, HCCMIS has attracted a team of professionals - including underwriters, claims analysts, and customer service specialists - that are unrivalled in today's market. Augmented by state-of-the-art information technology services, HCCMIS delivers on its promise of astonishing service that adapts to the changing needs of its customers.

Protection for Your International Travel Plans
Each year millions of individuals depart their home countries for travel abroad for vacations, corporate or business travel, international study abroad, and missionary travel to name a few. Many international travelers discover the hard way that their home country medical insurance policies provide little or no coverage for losses incurred while on international trips or living abroad. Medical treatment away from home can be expensive and evacuation from a life threatening situation can cost thousands of dollars more than the cost of the trip abroad. HCC Medical Insurance Services helps take the risk out of international travel. Protection against these losses is available for individuals traveling outside of their home countries.

Important Information:
HCC Medical Insurance Services (HCCMIS) is a leading underwriter and administrator in the international insurance market. HCCMIS prides itself in providing responsive, accurate and cost effective solutions to individuals, families, corporations and other international groups who require access to international medical insurance and high quality healthcare services around the world.

Worldwide Hospital Referrals PPO Network
HCCMIS maintains relationships with hospitals and doctors throughout the world, and this network is growing daily. Many of your provider selection decisions will be based on geographical location and provider specialties. Outside of the US, please contact us if you need assistance locating a medical provider. Within the US, selecting a network provider may reduce your out-of-pocket expenses.
HYGEIA Provider Network
HCC Medical Insurance Services participates in the Hygeia Network. The Hygeia network is for major medical, foreign travel and other expatriate benefit plans offering service at over 4,000 medical facilities and 151 Centers of Excellence with over 400,000 physicians. The Hygeia network offers nationwide coverage across the U.S. with concentrations in metropolitan and urban cities, traditional travel states, and many rural areas.

International Network
For your convenience, HCC Medical Insurance Services also offers an international network. Within the network HCCMIS will help you find a provider that suits your needs and can work with us through direct billing to save you time and money. The network is located in Client Zone which is easily accessible with your Certificate number and date of birth once coverage has been approved.

Why Buy Travel Insurance?
The answer is easy. Whether your group is traveling for business or pleasure, international travel involves risk. You may arrive at your destination to find that a member of your group’s luggage with personal items has disappeared. A personal emergency may necessitate early return home for a member of your group. A medical emergency may require hospitalization or even air evacuation. In most cases, your existing insurance will not provide adequate protection for these and other risks. Without appropriate travel insurance, members of your group may be in jeopardy of significant financial liability. HCC Medical Insurance Services can’t take the risk out of international travel, but if the unforeseen happens, we will be there to help you.