HTH Worldwide (HTH) provides innovative travel insurance programs coupled with international medical assistance, including global health and safety databases accessed online and via handheld communication devices.
Each year hundreds of thousands of leisure and business travelers as well as international students and scholars protect themselves, their families and their travel plans with HTH. Our programs combine comprehensive, competitively priced insurance products with critical travel health and security information and unique medical assistance services, including appointment scheduling with participating physicians. Members enjoy access to our community of carefully selected, contracted English-speaking physicians in more than 180 countries, information on hospitals and emergency numbers worldwide, translation guides for brand name drugs and common medical terms and phrases, featured articles on dozens of travel-health topics, up-to-date health and security alerts and more.
Why Choose HTH Worldwide?
Strength of a U.S. Underwriter: HTH partners only with admitted U.S carriers. Our plans are underwritten by HM Life Insurance Company, Pittsburgh, PA or HM Life Insurance Company of New York, New York, NY. Both companies are rated A- (Excellent) by A.M. Best Company. HM Life Insurance Company and HM Life Insurance Company of New York are part of HM Insurance Group, whose member companies work to provide health risk solutions for clients. Our TripProtector plans are underwritten by Stonebridge Casualty insurance Company.
Better Coverage: All of our plans have met the standards of state regulators and feature coverage more generous than plans sold as "surplus lines" coverage by non-admitted insurers. For example, our travel medical plans do not exclude illnesses or injuries resulting from a terrorist act: a standard limitation on competing travel medical plans. Terrorism coverage is also included in our travel protection plans, subject to meeting certain requirements.
Highest Standards of Service: Every aspect of HTH insurance programs is designed to meet the highest expectation for quality and service. HTH consistently applies stringent criteria when contracting with doctors and hospitals. Less than 2% of medical providers abroad qualify to participate in our provider community.
Recognized Leader: HTH Worldwide is a leader in international health and travel insurance and assistance, selling plans to hundreds of thousands of travelers annually.