About John Hancock Insurance Agency, Inc.
This product is underwritten by Old Republic Insurance Company. Old Republic Insurance Company is a subsidiary of Old Republic International Corporation (ORIC). ORIC traces its beginnings to 1923, although several acquired subsidiaries began operations much earlier. The Company is one of America's 50 largest shareholder-owned insurance businesses. As the underwriter/insurer, Old Republic Insurance Company is obligated to the insured for the benefits provided by this product.
This product is distributed by John Hancock Insurance Agency, Inc., which acts only as an agency/distributor and is not the underwriter/insurer obligated to the insured for the benefits provided by this product. John Hancock Insurance Agency, Inc. is a subsidiary of Manulife Financial Corporation, a leading North American-based financial services group serving millions of customers in 22 countries and territories worldwide.