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AXA Assistance USA Platinum

The AXA Assistance USA Platinum plan is everything the Gold is – and a little bit more. While you have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection, and trip delay; you also have optional add-ons such as Cancel for Any Reason and rental car collision protection. You will have to check with your rental car company to see if they will accept this type of insurance before adding it on to your plan.

For the athletic travelers, this plan includes coverage for lost golf rounds, lost skier days, and sports equipment rental. Details about these coverages can be found in the full plan certificate. The AXA Assistance USA Platinum plan also includes natural disaster or man-made disaster coverage that provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable and bankruptcy coverage for the financial default of your travel suppliers.

Like the other AXA plans, the Platinum includes Travel Assistance Servies, which include Medical Repatriation and Political and Security Emergency Evacuation. AXA also includes their "White-Glove" Concierge Servies which contains services such as, restaurant and hotel referrals and reservations, Entertainment information and ticketing, golf course information for referrals and tee times, luxury rental information, and so much more.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation
$1,000,000

Repatriation of Remains
$1,000,000

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Baggage Delay
Vacation Rental Damage

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only

Evacuation

Medical Evacuation
$1,000,000

Repatriation of Remains
$1,000,000

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the AXA Assistance USA Platinum on our site
(4.41) of 5
on average based on 556 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
I felt like this plan covered all possible concerns and emergencies that could arise. We don’t travel abroad without insurance. For us…if an accident occurs…we want to be treated in the USA.
Melinda M.
I put no in the recommendation because I did not file a claim. The principle test of any insurance carrier is their claims service. Your price was not the best but then again I had limited options because I purchased the coverage so late. That was my fault.
Marlon M.
My trip dates were Feb 4 to March 7'2024. I purchased the plan in December. Thankfully I had no reason to file a claim.
Sandra H.
See all reviews