Question:


My wife and I will be leaving on May 2nd for 36 days. 18 days in South Africa (of which 12 days will be on a guided tour), 4 days in Zimbabwe and Botswana on another guided tour, one day in India, 7 days at Club Med Bali, and one day in Singapore. How de we state the country we will visit?
PAULR,
12/26/2013

Answer:


This is type of situation is considered a single trip. It is only necessary that you list the country you will be in the longest, or if you are traveling somewhere that is considered a restricted country, you would want to list that to make sure you will have coverage. In this case, I would list Zimbabwe since some policies do consider that a restricted destination.
David M.,
Customer Care insureMyTrip
12/26/2013
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Question:


I'm planning a trip where I'll be out of the country for 2.5 months (visiting 3 countries), returning to the US for 3 days (for a wedding in my home state but not my hometown), and then returning to one of the countries I previously visited for 3 more months. Does this qualify as a single-trip? I'm only interested in medical coverage, not trip insurance. Thanks for your help!
Elizabeth,
12/14/2013

Answer:


Single Trip plans cover you to travel to multiple destinations for a short or longer period of time. Once you return home, the trip would be considered over, even if it is only for a few days, and the policy would end. Some single trip plans (State and trip duration specific) offer a coverage called "Incidental Home Country Coverage" - this coverage would allow you to insure the entire 5.5 months and 3 days, not have your coverage interrupt when you return home, and would not require you purcahse two separate plans. This optional coverage is listed under the "Additional Notes" section, when comparing a plans details. Please click on the coverage limit in blue to see the details of this coverage.
ChristopherG,
Customer Care insureMyTrip
12/15/2013
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