Global Terror Alert: What It Means

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Travel insurance comparison site InsureMyTrip reports an increase in demand for travel insurance due to a growing concern over terrorism. The response comes as the US State Department issued a rare worldwide travel alert on Monday, warning American travelers about widespread threats posed by terrorists.

“This alert comes as millions of Americans are preparing to travel for the holidays. We understand many travelers are concerned about their overall safety and unexpected travel disruptions. Our customer care department is available to offer guidance on how travel insurance may apply and to help find appropriate coverage for travelers,” said InsureMyTrip CEO Jim Grace.

Since the attacks occurred in France, licensed travel insurance agents at InsureMyTrip estimate a 20 percent jump in calls from travelers seeking insurance protection.

According to an internal poll of licensed insurance agents at InsureMyTrip, the most common requests from travelers regarding terrorism concerns are the following:

Information on terrorism-related coverage.

How to cancel a trip due to terrorism fears.

Information on Cancel For Any Reason benefit.

How to postpone or change upcoming travel plans.

Here are some examples how insurance can help travelers due to terrorism-related concerns under the trip cancellation, trip interruption and travel delay benefits offered by most travel insurance providers on a comprehensive travel insurance plan:

Cancel trip due to a terrorist attack: if a terrorist attack happens in a destination city on a traveler’s itinerary shortly before departure. Typically, coverage only extends to terror acts that have occurred within a certain number of days before a scheduled departure. Not all travel insurance providers offer this coverage and there are specific requirements. 

Cancel trip for any reason: this is an optional time-sensitive benefit that allows travelers to cancel a trip for any reason.

Terrorism-related travel delay: if a terrorism-related situation causes a significant airport slowdown or flight delay.

Terrorism-related trip interruption: if a terrorism event happens at the destination after the traveler has arrived and traveler must cut trip short and return home.

Emergency assistance: most InsureMyTrip travel insurance providers offer 24/7 assistance services for travelers needing help while traveling or faced with an emergency situation during their trip.

Travelers interested in learning more about protection plans for travel can visit or call (800) 487-4722 to speak with a licensed travel insurance agent in the customer care department.

MORE: How does travel insurance cover terrorism?

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