- Academic Explorer All Inclusive - International
Academic Explorer All Inclusive - International
The Academic Explorer All Inclusive - International plan provides a wide range of protection for your international travel up to 365 days in length. Benefits for Trip Cancellation and Trip Interruption are included in the event you have to cancel or interrupt your trip due to one of the listed covered reasons. Unforeseen issues could disrupt your travel plans, but this plan offers coverage for a number perils so you won't lose out on your financial investment. Cancellation For any Reason and Interruption For Any Reason benefits are optional and available to residents in most states (if all eligibility requirements are met). This is the best option for reimbursing the majority of your trip cost in the event you have to cancel or interrupt your trip due to a reason that is not generally covered by the plan.
Also included are benefits for emergency medical protection, to fill potential gaps left by your primary medical coverage while traveling abroad, and emergency medical evacuation and repatriation. This provides coverage if you are hospitalized during your trip and need medical transportation to a more appropriate medical facility, or need to be brought back home for recovery or further treatment. Coverage in case a natural disaster, civil unrest, military action, or political instability requires you to evacuate your destination is included in most states.
Other coverages included with this plan:
- Lost Baggage Coverage
- Baggage Delay Coverage, if your bags are delayed for more than 12 hours
- Travel Delay Coverage, for eligible expenses you may incur if your travel is delayed for 6 or more
hours due to a covered reason
Traveling and studying internationally may be a once in a lifetime chance to visit a foreign country, and you
should be focusing on your experience and not having to worry about what an emergency disruption might cost
- Insurance Underwriter
- AM Best Rating
- Years in Business
Coverage amounts are per person, unless otherwise noted.
Coverage amounts and
option availability are subject to change based on residence and other factors.
- Trip Protection
- Trip Cancellation
- Trip Cost
- Trip Interruption
- Trip Cost + 25%
- Financial Default
- 10 Day Wait (Trip Cancellation & Trip Interruption)
- Terrorism in Itinerary City
- Foreign and U.S. Domestic (Trip Cancellation & Trip Interruption)
- Optional - Interrupt for Any Reason
- 75% of non-refundable Tuition Expenses up to $5,000
75% of non-refundable Travel Expenses
[Requires purchase within 15 days of
Initial Trip Payment](This option requires additional premium)
- Optional - Cancel for Any Reason
- 75% of non-refundable Tuition Expenses,
non-refundable Travel Expenses
[Requires purchase within 15 days of Initial Trip
Payment](This option requires additional premium)
- Baggage Loss
$250 per article limit
$500 combined max. for specified
- Baggage Delay
- 12+ hours
- Travel Delay
- 6+ hours
- Medical Limit
- Emergency Accident Medical Expense $500,000
Emergency Sickness Medical Expense $500,000
- $750 Incl. in Medical
- Medical Evacuation
- Non-Medical Evacuation
- Repatriation of Remains
- Accidental Death
- 24-Hr Full Coverage
- Common Carrier
- Included in Accidental Death 24-Hour
- Flight Only
- Additional Benefits
- 24-Hour Emergency Assistance
- There is no coverage for travelers over the age of 70.
Individual quote: Available to students who are actively enrolled in or residing at a US school and participating in an academic travel program to a destination outside of the US.
Group quote: Available to students, faculty, and chaperones that will be traveling outside of the U.S.
as part of an Academic related program. All participating students must be included on this plan. If
covering any faculty, chaperones or parents, all must be included to have coverage.