Certain countries referred to as the Schengen Countries may have specific requirements regarding what insurance their embassies will accept before issuing a Travel Visa. If you will be traveling to any of the destinations listed below, you may be required to show proof of specific insurance.


  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France and Monaco
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

When traveling to any of these countries, their embassies may request that you show proof of the following insurance benefits:

  • $50,000 of Medical Emergency/Hospitalization Coverage
  • $300,000 of Medical Evacuation and Repatriation Coverage
  • $0 Deductible
  • That the insurance company who provides this coverage has offices located in Europe

The following plans provide the necessary coverages and a letter of proof as required by the Schengen Embassies:

Travel Visa Medical

A medical only plan developed specifically for the purpose of meeting the embassy requirements. This policy is valid for all Schengen countries and will automatically supply you with a letter for the Schengen Consulates which will display exactly the requirements the embassy's will need to see. This is almost always the ideal option and is usually the most affordable. This policy can only be cancelled if your visa is denied .

Travel Visa Plus

Just like the Travel Visa Medical, this plan is specifically designed to meet the Schengen embassy requirements, and also goes a little further. This plan is only available if you are looking to cover your trip cost as well as meet the embassy's qualifications. Like its counterpart, this plan will automatically supply you with a letter with the exact requirements the Schengen Embassy will want to see. This policy can only be cancelled within 10 days of purchase.

HCC Atlas International

IMG Patriot International/Patriot America

These policies do not automatically meet the embassy requirements; you must reduce the deductible to $0 for them to be accepted . Within an hour of purchasing any of these policies, you can visit the company's website to download the embassy compliant letter directly. These policies can be cancelled any time prior to departure.

Global Underwriters Diplomat International

This policy does not automatically meet the embassy requirements; you must reduce the deductible to $0 for it to be accepted . After purchase, Global Underwriters must be contacted directly to have the embassy compliant letter sent to you. Global Underwriters can be cancelled any time prior to departure, but has a cancellation fee of $25 if you need to cancel the policy (unless the policy is less than $25).

Seven Corners Liason International

This policy does not automatically meet the embassy requirements; you must reduce the deductible to $0 for it to be accepted . After purchase, Seven Corners must be contacted directly to have the embassy compliant letter sent to you. This policy can be cancelled any time prior to departure.

GeoBlue Voyager Essential

This policy does not automatically meet the embassy requirements; you must reduce the deductible to $0 for it to be accepted . After purchase, GeoBlue must be contacted directly to have the embassy compliant letter sent to you. This policy must be cancelled within the 10 day review period and prior to departure to receive a premium refund.

Note: The medical limits on some policies decrease for older travelers (usually age 80 or older). Please review your quoted plan to make sure all limits meet the embassy requirements.