AIG Travel Guard Platinum

Like the other comprehensive travel insurance plans from AIG Travel Guard, the Platinum plan offers a number of travel-related benefits to protect your travel investment.

While it features the highest coverage limits of protection offered by AIG Travel Guard, it does have several time-sensitive benefits to take in to consideration, meaning that you have to purchase the plan within 15 days of your initial trip deposit to be eligible for those coverages. This plan offers optional Cancel for Any Reason (if all eligibility requirements are met) that can be added on to the plan for an additional premium. This will allow you to cancel your trip for any reason, not just the list of covered reasons on the plan and be reimbursed up to 50% of your pre-paid, non-refundable trip cost.

If you meet all eligibility requirements and purchase the plan within 15 days after making your initial trip payment, this plan also offers a pre-existing condition exclusion waiver that will expand coverage to you in case an injury or illness is due to a prior medical event. Other time-sensitive benefits include Accidental Death & Dismemberment, and coverage for financial default of a covered travel supplier.

In addition to insurance coverage, there are also assistance services that may be helpful prior to and during your trip. Whether you need travel information, including visa or passport information, or a medical referral while on your trip, you are able to access these services 24/7.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage

(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Flight Upgrade
(Cannot be combined with coverage for Accidental Death 24-Hour)

$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Guard Platinum on our site
(4.38) of 5
on average based on 58 reviews.
A.M. Best Rating
Better Business Bureau Rating
The cost was very expensive relative to the coverage amounts.
Leslie H.
We, thankfully, did not need to use our insurance this year, but it certainly provided peace of mind. A woman we know staying at the same resort got sick and needed to be flown back on a medical flight. She didn’t purchase insurance. The cost of the flight was $27,000.
Judy G.
Luckily we didn't need to file any claims, but it was reassuring to know we had the policy.
Robert H.
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