AIG Travel Guard Platinum

The Platinum plan offers the highest coverage limits of the comprehensive trip cost protection plans offered by AIG Travel Guard, and as with the other plans, it is best to purchase soon after making your initial payment so that you receive the most benefits. This plan offers some time sensitive coverages, meaning that you have to purchase the plan within 15 days of your initial trip deposit to be eligible for those coverages to be available.

Time sensitive benefits are:

  • Financial Default
  • Optional Cancel for Any Reason (view full plan details for eligibility requirements)
  • Pre-Existing Conditions Waiver (view full plan details for eligibility requirements)

Coverages included within this plan are:

  • Trip Cancellation and Interruption for a covered reason
  • Baggage Coverage
  • Travel Delay
  • Medical
  • Emergency Medical Evacuation
  • Accidental Death & Dismemberment

In addition to insurance coverage, there are also assistance services that may be helpful prior to and during your trip. Whether you need travel information, including visa or passport information, or a medical referral while on your trip, you are able to access these services 24/7.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Insurance Underwriter
National Union Fire Insurance Company of Pittsburgh
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
50% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment and certain conditions are met] (+$)
Baggage Loss
Baggage Delay
12+ hours
$500 max.
Travel Delay
5+ hours
$1,000 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$500 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met
Lookback Period
90 Days
Pre-Existing Condition Period
Medical Evacuation
$1,000,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage

(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Flight Upgrade
(Cannot be combined with coverage for Accidental Death 24-Hour)

$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$35,000 ($250 ded.) (+$)

Medical Upgrade
Medical Coverage Upgrade (+$)
Cancel For Work Reasons Benefit Included

Identity Theft Services

Roadside Assistance
Available to
U.S. Residents

Customer Ratings

Our customers rate the AIG Travel Guard MedEvac Per Trip Plan on our site

on average based on 193 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

AIG Travel Guard
Did not have to use, but confident we chose the best policy for us. We always use your company for our trips.
AIG Travel Guard
Almost needed! Plane delays, missed connection, and luggage delayed on return home!
Harry B.
AIG Travel Guard
Our luggage was misplaced for three days on our trip to South Africa. I was pleased with the service I was given.
Jeffrey F.
See all reviews

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